Getting the Most from Your Savings Accounts Building up a savings account is not as rewarding as it used to be. Interest rates on savings accounts are at all-time lows, which means that you will receive fairly minimal amounts of interest from cash held in most savings accounts, often the interest that you earn is […]
High Performance Savings Accounts Read More »
Editor’s Note: Long-time readers will know that when it comes to “Rent-to-Own” furniture I strongly believe that it is a “suckers bet” basically charging outrageous finance charges that end up costing you twice as much as the furniture is worth. There are only a few instances where it might be worthwhile. Both are short-term and
Are Rent to Own Home Programs Worth It? Read More »
Reducing Electricity Usage = Reducing Electric Bills Next to your mortgage, homeowners  insurance and taxes… the next major home expenses are electric bills. There was a time when electricity was used to run one light bulb and a radio but not much more. Modern homes use electricity for light, heat, refrigeration, cooking, washing dishes and clothes, heating water, entertainment, computers and air-conditioning. Here
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Editor’s Note: Although they sound alike, Private mortgage insurance (PMI) and mortgage protection insurance (MPI) are two entirely different types of insurance created for vastly different purposes. What is Mortgage Protection Insurance (MPI)? Mortgage protection insurance is essentially a life insurance policy designed to pay off your mortgage in the event of your death so
Mortgage Protection Insurance vs Private Mortgage Insurance? Read More »
Life Insurance Medical Exam Except for a very small subset of life insurance policies (no exam policies) virtually anyone who applies for a life insurance policy will be required to undergo a medical exam. Obviously, the insurance company wants to make sure they understand your health condition before they price the life insurance policy. As
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Forex trading has been advertised on countless websites and infomercials across the country. Infomercials promise that investors will reap large profits from their Forex investments, but offer little information to back up their claims. Some advertisements boast of millions that can be made by consumers who purchase their costly programs or hire their financial advisors.
Can You Make A Fortune with Forex Trading? Read More »
Independent Financial Advice Proverbs 15:22 says: Without counsel purposes are disappointed: but in the multitude of counsellors they are established. KJV The  English Standard Version puts it like this: “Without counsel plans fail, but with many advisers they succeed.” The best way to maintain your finances is to prepare a budget and know where all your
Getting Independent Financial Advice From The Experts Read More »
Getting Great Deals on Restaurants Most of us love to eat out. The pleasure of eating a meal prepared by the skilled hands of others and served to us while we relax is one of the last things we want to give up, even when money is tight. But it is possible to get great
How to Dine Out Without Breaking the Bank Read More »
Houses are getting bigger and bigger. But even with larger homes, bigger attics, 3 or even 4 car garages we still don’t have enough space to store all our stuff… We’ve become a nation of Pack-rats no longer able to find places to store our stuff we’ve resorted to renting Self-Storage facilities. But perhaps we
5 Ways To Save On Self-Storage Facilities Read More »
Institutional investors have an advantage that you do not: they are professionals. However, that doesn’t mean that you can’t invest like a professional. You’ll need some basic understanding of how investments work. You should also ask yourself three key questions before you put down any of your hard-earned money: How long has the company been
What You Need To Know Before You Invest Money Read More »
U.K. Public Liability Insurance Public liability insurance is cover that will pay out if you or someone who works for you causes a member of the public to suffer an injury or suffer some kind of financial loss. Those sorts of risks are perhaps most likely to happen within the construction industry, where workers handle
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Unusual Loan Requests Although we strongly suggest that you not take out a loan for frivilous purposes many people haven’t saved enough to make the larger purchases they want. In the runup to the housing crash lenders would make loans for almost any purpose. Lenders still required that you to tell them what the applicant wanted the loan for.
Most Unusual Reasons for Applying for a Loan Read More »
