Federal regulations have recently put limitations on the fees that banks are authorized to charge their customers. For instance, fees for overdraft services are regulated by the government and prohibit banks from charging consumers excessive fees for accounts that become overdrawn. In addition, banks may be required to reduce the fees that are charged to retailers and […]
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It is not news that today’s housing market is less than ideal. For those homeowners who are attempting to sell, you may find it hard to get the right buyer. Therefore, many homeowners are considering renting their property until the market improves. However, many homeowners are unaware of the responsibilities and requirements of becoming a
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When you make a donation to a charity in the United States, it is often tax deductible. Helping organizations that depend upon generous donations to continue their good work can make you feel good. However, the fact that you can lower your tax bill by donating to charity even makes it worthwhile financially. Charity Donations are Tax Deductible
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Part of being a homeowner is dealing with the inevitable hardship that comes with appliances breaking down and falling into disrepair; however, it can be difficult to determine if the more economical solution is to have the item repaired or simply dispose of it and buy a brand new one. While buying brand new appliances
Appliance Repair or Replace: To Buy or Not To Buy? Read More »
Affordable Cars-Â Is it possible to get all the bells and whistles when it comes to your new car without straining your family finances ? Â Do you want style and class combined with efficiency and affordability? Â Most people think that to get luxury you need to sacrifice affordability, but this is no longer the case.Â
Top 10- Nicest Affordable Cars Read More »
Children are hardwired to learn from their own mistakes. A painful fall might teach them not to run on a slippery floor. A bruised finger might teach them to be more careful around closing doors, windows and drawers. A blood-drawing nip from the family dog or cat might teach them that even cute animals don’t
Teaching Your Kids Money Management Skills Read More »
Saving for college is an expense that most families have. Not everyone has enough extra money every month to save much for college, but even setting aside a few dollars each month can add up and help alleviate the high cost of your children’s future education. As the cost of college rises, it becomes more
College Funding Options Read More »
Financial Planning- Today every nickel counts, especially in the light of the financial crisis that recently hit the United States (and Europe). Unless you manage your money well, money and you will not see each other much. In other words, you need fool proof financial planning to stay alive. However, here are some of the
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Five Activities That Can Ruin Your Credit Score If you look on the Internet, you can easily find ways to fix your credit score. From paying your bills on time to disputing incorrect entries, there are dozens of ways to try to repair your score once it has taken a hit. But it is much better not to
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Insurance- It’s fairly obvious that the benefits of having insurance far outweigh the costs. A policy has its price, but it’s nothing compared to the staggering sums you might be forced to shell out in the event of an accident. This seeming natural law goes doubly for business owners. 3 Reasons to have Adequate Insurance
Risky Business: 3 Reasons for Businesses to Have Insurance Read More »
Merchants believe that selling their products through group deals will result in more product sales. In a recent survey, merchants reported that online sales shot up by over 50% as a result of these deals. eCommerce websites and offline businesses have started looking for other ways for increasing their sales. Users look for the website when they are searching for some product and
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Can You Really Have A Beautiful Wedding on a Budget? We’ve all heard of ordinary people spending $10,000, $20,000 or even $40,000 on a wedding and stars have been known to spend a million or more. But it doesn’t have to be like that. When my long-term boyfriend proposed to me at the age of 25, everyone
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