Understanding your Retirement Needs Many Americans these days have made no real retirement plans for the future, and seem to have a “go with the flow” type mentality. While this may have worked earlier in life, it may hurt you in the end. Planning for retirement is one of the most important steps you can […]
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Cyber Monday and Black Friday- Is Internet Shopping Better? Are you a Black Friday fanatic or bargain hunter that hates the crowds? More and more consumers are turning to the Internet, mobile apps and e-coupons to stretch holiday dollars, Cyber Monday is the secret for holiday savings — are you in the know? This infographic
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Damage to your roof can occur suddenly or grow gradually over time. It could take the form of slow rot in the plywood and gradual deterioration of the shingles, or be much more drastic in the form of storm damage or sudden impacts. In any case, working on your roof can be an expensive task.
Should You Repair or Replace Your Roof? Read More »
Credit cards often come up in discussions about money among friends and family. Some people swear that credit cards have great financial benefits and others stay away from them at all costs. The truth is that credit cards can be part of a good financial plan if used properly, but poor use can be detrimental
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Many people consider a commute to be a part of life, but the truth is that it’s costing you more than just the gas it takes. There are costs to commuting that you don’t necessarily think of, but they’re adding up every day you drive a long way or sit in traffic trying to get
The Costs of Commuting Read More »
Whether you have recently filed for bankruptcy or are just looking to build up your credit after some bad debt in the past, there are various paths you can pursue. Keep in mind that it will take some time to rebuild good credit, but you will get through it. Many companies are out there to
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Families today are watching every dime they spend, and some are making rather drastic reductions in an effort to save money. While some budget cuts can be beneficial and can ease the burden of financial stress, “saving money” in certain areas now may actually cost you money in the long run. Here are four key areas that
Don’t Cut Back Here- Where Saving Money Can Cost You Read More »
Car financing is a rather broad topic, which deals with various economic ways to allow someone to buy a car, without having to pay the whole price at once, but to pay the sum over time, in equal monthly installments, plus the interest which is applied on the overall amount of money. It is used
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A solid emergency fund is the base to any successful financial plan. However, many households don’t understand how to set up a proper emergency fund. This can get them in real trouble when they face a surprise expense. Before you start putting money aside for long-term goals like retirement and college expenses, you should make
How Much Should Your Family Emergency Fund Be? Read More »
Government vs. Personal Debt- It is easy to say, “Expect the unexpected.” Tell that to the famous financial institutions that were either swallowed up or disappeared completely during the crisis created by Collateralized Debt Obligations (CDOs) a few years ago. Not only did the bosses not see the problems coming but the staff were astonished
Overspending Solutions- Government and Personal Debt Read More »
Retirement can be a fun and rewarding phase of life, if you prepare for it correctly. Perhaps it was that hippie philosophy of just “chilling and taking one day at a time” but unfortunately, there are tens of thousands of older individuals that simply didn’t properly anticipate the next stage of life. So many of them will
Living Your Dreams: Five Benefits to Preparing for Retirement Now Read More »
Jump Start Your Credit History You know you need a good credit history if you want to apply for a loan or credit card, but if you are just starting out and haven’t developed a credit history this can be hard to do. In some cases, having no credit is almost the same as having bad
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