Archives for August 2013

The Benefits of Owning a Vacation Rental

Prior to 2008 most Americans were convinced that real estate investing was a guaranteed road to riches and that “housing prices never went down.”  Then came the housing crash and from 2007 to 2009 the average house price lost about 25% of it’s value. So those who had borrowed 90% or 95% of their house […]

5 Hacks for Managing Your Family Finances Like a Pro in 2013

According to Harris Interactive’s 2013 Consumer Financial Literacy Survey, most people in the United States struggle to manage their family finances… a full 60% of adults don’t track their monthly spending. But managing family finance is not rocket science. Here are 5 tips that can make you a pro: 1) Income Must Exceed Expenses In order to manage money wisely, you should have […]

The Minimalist Guide to Developing A Successful Small Business

Running a small business is a major undertaking for any family. Businesses generally mean financial independence, entrepreneurship and being on the fast track towards economic security and stability. However, starting a business and developing it in order to be successful is not just a walk in park. There are a lot of things that should be […]

Simple Ways to Save Electricity Even a Child Can Understand

When it comes to reducing electricity use at home, most people think of buying energy efficient washing machines and refrigerators. While this is not a bad approach, it does not encompass all energy saving aspects. One way of keeping energy costs at home down is by teaching your children the importance of saving electricity. Some […]

Managing A Family Is A Lot Like Managing A Business

Juggling the responsibilities of managing your family as well as the demands of your job or business can be tough. But it can get less tiring once you understand how to apply common management principles to your home life. For instance there are many similarities to the different steps in project management, like clarifying the goals, the do and don’ts, etc. But it requires tons […]

Know Your Rights Against Home Intruders

Many people have traditionally used the term “burglary” to refer to the act of breaking into a property at night with the intent to commit crime. However, most states in the United States have broadened the definition of burglary to include illegal attempts to enter into a building during the day. Some of the laws […]

Useful Tips to Get Your Finances On Track

Financial health is a function of both income and expenses. There’s no doubt that unless you control your spending, you can never improve your personal finances. Charles Dickens put it this way in his classic book David Copperfield, “Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought […]

Too Much Stuff

Many years ago George Carlin had a comedy routine about too much stuff… only in America can people actually rent Air-Conditioned storage facilities to keep all the stuff they never use. Most of us accumulate way too much during our lifetime and at some point must make the difficult decision about what to keep and […]