Archives for January 2014

Invest Locally: Washington State

Every locality has its own set of “Hometown Heroes”  i.e. companies that are based locally that are well known and provide local jobs and services.  By supporting local businesses, you’re supporting your community and increasing jobs for those in your city or state. Legendary, investor Peter Lynch recommends investing in local companies that you know […]

The Financial Pitfalls of a DUI

For most American families, financial stability is a very fleeting thing. In fact, according to recent statistics, one-third of us are living paycheck-to-paycheck, which makes us vulnerable to financial emergencies. In many households, a “financial emergency” may arise if a child comes home and asks for $20 for tomorrow’s field trip. You may be able […]

The Hidden Financial Consequences of Divorce

Most people are prepared for the obvious financial consequences of a divorce – for example, paying alimony and child support or splitting the house and cars – but what about the less obvious financial consequences? Preparation is a key to successfully managing your family finances, so don’t lose the key at this critical moment. Divorce […]

6 Things Retirees Should be Grateful For

By Dennis Miller Over-consumption of mass media can cause emotional whiplash. So, I unplugged from mass media and cleared some head space to consider what my fellow retirees and I have to be grateful for. The annual gift tax exclusion and the combined lifetime exemption. I will die a happy man if I never have to fill out […]

Can You Really Sell Your Life Insurance Policy for Cash?

The life settlement and viatical settlement industry has been growing steadily as an investment market since its inception in the 1980s. A proven method to derive cash value from unwanted insurance policies, life and viatical settlements have given seniors and the terminally ill a tool to mitigate difficult financial situations in their twilight years. Often, […]

How Paying Interest will Eat You Alive

Whenever you take out a loan or create some form of debt, you must pay interest. Interest is considered the cost of doing business. It compensates the lender for the use of the money. You can think of it as the rent you are paying for the use of the money.  The interest rate that […]

Arranging the Perfect Holiday Vacation

Managing to book the perfect vacation at a reasonable cost can be a difficult challenge for most holidaymakers, whether experienced or planning their first holiday. There are many different packages available, all at different costs, and it can be overwhelming for someone to choose where to go or which package to book. Comparing offers can […]

How To Lower Your Car Insurance Premiums

How Much Car Insurance Do I Need? For many drivers, car insurance premiums can be one of their biggest monthly expenses. If you’re like most people, saving money on insurance can may make a huge difference to your bank account at the end of the month. Unfortunately, many automobile owners are over-paying on their car […]