Archives for January 2015

Enjoy Retirement Have Enough Money to Stay Independent.

“Part of aging is realizing that you cannot change the past, understanding that no one promises you tomorrow, and finally deciding to enjoy the moment.”

But in order to enjoy your retirement you need to have planned and saved for it properly. In today’s post Dennis Miller looks at life after work. ~ Tim McMahon, editor

Tips for Staying on Budget While Keeping Resolutions

If you are looking to make big changes in your life so you can lose weight or simply live a healthier lifestyle, you might assume that you’ll have to spend quite a bit of money on your lifestyle change. Luckily, this doesn’t have to be the case. If you follow these simple tips, you can stay on budget while transitioning to a healthier lifestyle.

Money Mastery: The Necessity of a Household Budget

No one enjoys making a family budget… establishing a household budget can be stressful, time consuming and cause friction among family members with differing opinions on where to spend your limited resources. But unless you have unlimited money, budgeting is a necessary task to ensure you and your family keep your spending within your means. The fact that even celebrities and lottery winners have declared bankruptcy indicates that even if you have a very large disposable income you still need to live within your means.

5 Steps to Improving Your Home’s Value

When it comes to the value of your home, it’s all about appealing to the masses. While you may love having a pool, far too many buyers look at this feature and see the maintenance costs as a liability. So consider resale value before making major changes. Here are five steps you can take to make your home look more favorable to most buyers, and that will result in a rising value.

The Most Overlooked Threat to Your Buying Power

For a long time, the conventional wisdom was to keep 20-35% of a retirement portfolio in cash. Today holding that much cash in the bank or your brokerage account is like a leaky faucet. It leaves your purchasing power going drip, drip, drip. And a bundle hidden under a mattress? Don’t even think about it!

Saving Now: How to Prepare Financially for Your Retirement

It is essential to start saving money as soon as you can, in order to have enough money during your retirement. There are many ways to save money for retirement including personal savings accounts, retirement savings plans from your employer, and Individual Retirement Accounts, also known as IRA’s. Take a look at these different ideas for saving you money and preparing for your future the right way.

Financial Planning: Ideas to Get Your Medical Bills in Order

Medical bills are a major issue for people all over the United States, and it isn’t just people who fall under the poverty line who are struggling to pay these expenses. After all, even people who are gainfully employed may find it difficult to pay for an extended stay in the hospital or an emergency surgery that could cost $25,000, $50,000 or even more.
However, medical bills don’t have to be a noose around your neck, and they don’t have to keep you up all night. There are ways you can begin to pay them off and get your finances under control.