Archives for December 2015

Tips for Improving Your Retirement

Most of us spend the majority of our lives looking forward to retirement. Reaching the age of retirement is a milestone that signals a time to enjoy the fruits of our labor. It is a time when we can finally relax and enjoy life. If you or a loved one is a retiree, here are […]

5 Things You Are Probably Paying Too Much For… And What You Can Do

The key to successful money management is to squeeze the most value out of each dollar you earn. Even if you currently track your expenses, you can always find new ways to cut costs, save money, and improve your lifestyle. In some cases, without even realizing it, you might be paying too much for your monthly bills and other expenses.

Penny Saved: 5 Ways to Put Away Extra Cash with DIY

Today every penny counts and doing things yourself can definitely mean the difference between a comfortable life and a budget stretched thin. There are many ways DIY can enable almost anyone to save a bit of cash. With hourly rates ranging from$20 -$50 and often $100 or more, it’s often the tasks for which we pay others that represent the largest expense. Here are five examples of DIY tasks you can do yourself.

Tricks to Raise Cash (After Checking the Couch Cushions)

Often we find too much month left after paying all the bills. Almost everyone could use a bit of extra money for gas, dining, emergencies, or just to save for rainy days. Following are a few tricks you can use for raising extra some cash.

Planning Tips for Your Retirement

Retirement may seem like a distant or even unreachable goal, but it is a life event that is slowly nipping at your heels. While it should represent a reward after years of working hard, retirement can also be associated with uncertainty and more work for some. According to Careerbuilder.com as many as 54 percent of people have stated they plan to work after retirement.

5 Ways You Can Make Your Home Feel New Without Breaking The Bank

When your home’s design starts to feel stale, you don’t have to knock down walls or replace all your furniture to refresh it. In fact, sometimes the smallest changes make the biggest difference in how your home looks and feels. Give these seven simple strategies a try when you tire of your home’s current decor. Do them all at once or pick and choose the ones that will make the biggest impact in your space.

Saving Secrets to Keep Your Next Family Vacation under Budget

Family vacations are something everyone looks forward to all year long. It’s a time where you can focus on being together and experiencing new things. Unfortunately, it seems like travel only gets more expensive, especially as kids get older and you need more cash for food, souvenirs, and plane seating. For your next family trip, use these tricks to make the ordeal a little less expensive.

Tips for First-time Home Buyers

Buying a new home is an exciting adventure that requires careful planning and budgeting. Real Estate agents often break market conditions into two classifications i.e. a “Buyer’s Market” or a “Seller’s Market”. In the first eight years of the new millennium much of the world experienced a housing bubble. During this time the world was awash in liquidity and the real estate market was considered to be a seller’s market. Property was thought to “always appreciate” and so it was in high demand. In a typical sellers market homes receive multiple offers often within days or even hours of being listed. This would result in the price being bid up above the seller’s initial asking price. A buyer’s market will provide more flexibility in financing and room for negotiation. First-time home buyers can benefit from a few tips on navigating the higher standards of mortgages and what to look for in that first new house.