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2017

Winterize

Let It Snow! 5 Expensive Winter Problems to Avoid

Home Improvement / By

Winter landscapes laden with snow are beautiful to view from the cozy warmth of your home, but snowy conditions can be the cause of expensive damage to your residence and property. Homeowners should always keep in mind that the water content in snow and ice is very heavy and can put additional stress on structures and trees. A few simple actions can help to minimize the risk of damage. Here are a few measures you can take to prevent damage from snow and ice that will help you avoid expensive repairs.

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Bubble wrap windows

Renting an Older Home? 4 Utility Cost-Saving Updates

Energy / By

If you’re renting an older home, you may discover that utility costs are more than you might expect. There are several reasons that you may be paying more than in a newer home. Often, they are little issues that can easily be fixed for just a few dollars. Consider making a few updates to your rental to save money in the long run. Just be sure to get landlord’s approval before beginning any project.

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How Bond Investing Works

Looking To Invest? Bonds To Consider

Investing / By

When you decide to invest money, it’s important to commit to doing the appropriate research that will protect your financial investment. When you think of saving you generally think of a bank. And when you think of investing generally you think of either stocks or bonds. Stocks are a form of ownership while bonds are a form of debt. So if you buy a stock you participate in the good fortune of a company but you also can participate in its losses. Bonds on the other hand are you loaning money to a company. You don’t participate in any appreciation you are simply paid interest for using your money. You also don’t have the risk of the company value decreasing. Even if a company goes bankrupt bondholders are ahead of stockholders in getting their money back. For this reason bonds normally have a lower yield than stocks, but also a lower risk.  There are several different types of bonds and bond funds. Typically the difference is based on the type of issuer but differences also come from how the bond is structured.

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Thrift Shop Challenge

Parent Problems: 4 Thrifty Ways to Prepare Yourself for Teenagers

Children / By

It might seem like just yesterday you brought your newborn babies home from the hospital, but now, they’re teenagers. This is an exciting time to be a parent, but it’s also one that comes with its own share of anxieties and uncertainties, one of the biggest of which is, money. Parenting teenagers can be expensive and you need to know how best to deal with it. Here are four thrifty ways to prepare yourself for teenagers.

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Credit Score 720

Going from Zero to 720 Credit Score in One Year

1 Comment / Credit Rating / By

your credit score can have a big impact on many different areas of your life. If you have little or no credit history merchants don’t know if they can trust you or not so they charge you big deposits for everything including getting a cell phone, renting a car, renting an apartment or getting the electricity turned on. These deposits can be several thousand dollars! But if you had a good credit rating they would waive these deposits altogether.

If your credit score is not the best at the moment, you could be thinking about taking steps to improve it, but might not know the best ways to do so. Below are some of the things you should think about when it comes to your credit score.

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Stocks vs Bonds

Retirement Reasoning: 3 Investments To Consider Now

1 Comment / Money Management / By

Saving for retirement should be a part of your investment strategy as soon as you begin your adult employment. The actions you take today will help you manage the money you make during your working years, to invest for a time when you can relax and enjoy the benefits of your labor. Finding the right investment venues is not difficult. However, it does require some time and investigation to understand the benefits of each type. Here are 3 investment vehicles that have a record of providing income for your retirement years.

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