Archives for January 2017

Retirement Tips You May Not Have Considered

As more people live well into their 80’s and 90’s, the concern over retirement funds continues to grow. Several decades of income need to be saved, and many people don’t know how to achieve their ultimate financial goals. Take a close look at these retirement tips you may not have considered.

4 Insightful Ways to Start the Home-Buying Process

The home buying process should be a fun and interesting one whether you are shopping for your first home or have gone through it several times before. The internet, smartphones and virtual tours have changed the way that people shop for homes these days. How can modern technology aid in your home search and provide valuable insights along the way?

6 Tips For Saving Money On Your New Favorite Outfit

You’ve fallen in love with a pricey outfit. Your world will collapse unless you bring it home. Here’s 6 tips for saving on the outfit of your dreams.

What to Know About Getting a Loan for the First Time

There comes a time in most people’s lives when you find it necessary to go through the process of applying for a loan. It may be for a car, a home, or to help pay for school tuition, but the underlying process of getting a loan is what fuels the consumer economy of the United States. You might not know how to think about this new financial aspect of your budget though, so here are a few things everyone should understand about the American credit and debt industry.

Six Investment Types Your Family Should be Making

Building a balanced investment portfolio may sound like a daunting task. But with the abundance of helps, resources, and learning tools available today, this essential task does not have to be stressful. In fact, learning about investing can be fun, especially as you make your first investments, watch your savings grow and your worries shrink! Here are the six basic investment types you and your family should add to your investment repertoire.

5 Mortgage Management Strategies for 2017

The year 2016 was the best of the current decade for the American housing and mortgage markets, but economists are not expecting 2017 to be an encore year in this regard. The strong demand seen in the last few years for mortgage loans will taper off in 2017, and the cost of borrowing money will become greater due to interest rate increases planned by the Federal Reserve. Based on the above, it will be in your best interest to get your mortgage under control in 2017. Here are five strategies you can implement to make this happen.

Post-Holiday Financial Blues: How To Make A Recovery After The Holidays

The holidays are a strain to most peoples’ bank accounts as they spend money giving gifts and being festive. You’re likely no exception and might find yourself feeling extra stressed out financially once the New Year starts and you realize how the holidays affected your spending and budgeting. Take measures to help yourself recover and get back on track to your goal of being financially responsible by spending less and saving more.

More Than a Fixer-Upper: 5 Major Issues That Will Kill Your Home Sale

Though many people want a move-in ready home, others are willing to buy a house that needs a little work to get a break on the price and a chance to build equity. However, there’s a big difference between a fixer-upper and a money pit so the majority of buyers require a professional home inspection before completing the sale. Here are four major issues that can spook buyers or kill your final home sale price.