The best time to invest is when you’re young. Small investments now can grow to be very large and lucrative. If you ask any older adult about investing, they’ll tell you to start as soon as possible because they know what can happen over time. Here are five smart habits that every young adult should be developing.
5 Money Habits to Develop Before 30 Read More »
As you get older and reach your golden years, there are several things you need to get in order before retirement. You likely met with a financial planner many years ago who advised you to begin saving and investing to build up a financial cushion to carry you through your later years. But there’s a difference between planning for retirement and making preparations for retirement. Now that retirement is just around the corner, it’s time to make some decisions and begin making changes to your lifestyle. Here are five things to do before taking the plunge into retirement.
5 Critical Things to Do Before You Retire Read More »
Your good credit follows you in much more than granting you amounts of money you can spend and pay back over time. It follows you into everything from renting an apartment to getting a job. It determines the interest rate you will pay on credit cards, financing and loans. It can even alter how much companies charge you for things such as insurance or cellular phone service. A low score can even result in you paying deposits for public utilities and other services or require larger down payments on loans. Here are five tips to manage your credit score.
5 Essential Tips for Managing Your Credit Score Read More »
One of the biggest concerns financial planners talk about is the possibility of an impending retirement crisis. Many Americans have very little money squirreled away for their golden years. When it comes to retirement, hope alone won’t cut it. People need to start planning as early as possible for the later years. Here are some money milestones future retirees should begin working on sooner, rather than later.Â
Has Your Family Hit These Money Milestones? Read More »
The thought of being able to make money while you sleep is something we’d all like to be able to do. We’ve all heard the fantasy stories of making a million dollars from home. And historically, one of the most common forms of passive income is real estate. And shows on HGTV lead us to believe that it is also one of the easiest to attain. Whether doing a quick flip or having rental property, real estate seems to be the way to go.
Is Rental Property a Good Option for Earning Extra Dough? Read More »
If a pipe is leaking, even if it only looks like a small drip, it could result in significant water usage. According to the USGS Water Science School one drip per second (think Drip… Drip… Drip) equals 86,400 drips per day which is roughly 5 gallons per day or 2,082 gallons per year.
Are Your Utility Bills Higher Than Expected? Read More »
Buying a new (or new to you) vehicle is a fun experience. The feeling you get when driving it off the lot is almost like bringing home a new baby. Unfortunately, unless you’ve followed our advice and saved, saved, saved, in advance… financing is a vital aspect of this process. There are many car loan options in the market today, some are better than others. Finding the right car loan is essential in making a good purchase. Now is the time to start looking at options in your area.
How to Find Appropriate Financing for Your New Vehicle Purchase Read More »
The simple fact is that debt equals stress, especially when that debt keeps growing. Even when you feel that there is no possible solution to your current debt situation, don’t lose hope. Options are available to help you to keep the debt from growing and to get yourself in a better financial position. Here’s what
What to Do When Debt Piles Up Read More »
The two primary purposes of Retirement Investments are: Provide Enough Income to support an acceptable quality of life & Outlast You. Thus the key is to find the proper mix of investments that will meet these two primary objectives.
Investments to Consider for Retirement Read More »
Student loans left over after earning the degree can amount to a lot of debt, and you may be stuck paying it off for years. When you’re trying to organize your finances and eliminate debt, focus on paying student loans first.
5 Ways to Finally Break Free of Student Loans Read More »
When moving day comes you want to have a systematic process in place so that your belongings are loaded and later unloaded without any hitches. But you should also consider the costs involved with moving and the ways you can save money and time just by taking care of a few small details. Here are three mistakes to avoid that can save you money and make your moving day preparation go smoother.
Better Way: Money-Wasting Mistakes To Avoid When Moving Read More »
