You’ve probably heard fantastic stories of professional “couponers” who descend on a grocery store line with a stack of coupons an leave the store with a truckload of merchandise for a couple of dollars. Although coupons can often mean tremendous savings, getting this level of discount is time consuming and requires almost obsessive planning and organization. Most people like to get things for free or at a discounted price, but they don’t have the time to take couponing to this level. Fortunately, technology has made it a little easier to use coupons and to reduce our everyday expenses without having to be obsessive to do it.
If only buying a home was as simple as buying a loaf of bread at the grocery store. Life sure would be easier. Imagine the price that you see on a home actually being the price you end up paying. As you likely know by now, that simply is not the case. Depending on where […]
No matter how big or how small your yard, you want it to look great. You might think that this isn’t possible on a limited budget, but there are many things you can do that don’t require a great deal of money. Consider the following ways t0 spruce up your yard when you’re on a budget.
Next to your mortgage, energy costs are one of your major monthly expenses. The average U.S. household spends about $325 on heating and cooling a month, and that is less than half of your total energy bill… of course this amount varies drastically by location, size of home and individual lifestyle.
It is understandable that families want to cut some of these costs, especially when money is tight. The following are just a few tips to help your family reduce their household bills.
As much as 30% of your home’s energy energy loss can be due to older single pane windows. If they are drafty and leaky the loss can be even more. So replacing older windows is a project that can easily pay for itself. If you live in a place that requires both heating and cooling new windows can save you money year round. But replacing windows can offer other benefits as well.
Just because you are in the market for a car doesn’t mean that you have to drain your bank account, or worse yet, go into years of financial servitude… umm… I mean debt. There are many ways to buy the car that you need at a price that you can afford. Let’s look at a few ways that you can still maintain fiscal sanity while purchasing a vehicle.
After spending years on a tight budget, struggling to make ends meet, you finally see a light at the end of the tunnel. With time and hard work, you’re able to move beyond worrying about paying the bills. In fact, you may be at a point in your life where you’re living a bit more comfortably.
Unfortunately, life is a giant paradox… throughout most of our lives we are in one of two situations either we have plenty of time but no money or we have enough money but no time. If you’ve conquered the money problem and are fighting the time problem, how would you like to improve your lifestyle and free up some time?
If you’re looking for a mortgage loan, you may think you have to go through a bank. You would be wrong! In fact, half of all home loans are through non-bank lending – also known as alternative lending. As the name implies, a non-bank lender is not a bank or credit union. It can be […]