Tim McMahon, Editor of Your Family Finances

My grandfather lived through the Hyperinflation in Weimar, Germany--to say he was an original “gold bug” would be an understatement. I began reading his “hard money” newsletters at the age of 16 and the dividends from gold stocks helped put me through college. I began publishing the Financial Trend Forecaster paper newsletter in 1995 upon the death of James Moore editor of Your Window into the Future and the creator of the Moore Inflation Predictor©. FTF specializes in trends in the stock market, gold, inflation and bonds. In January of 2003, I began publishing InflationData.com to specialize in all forms of information about the nature of Inflation. In 2009, we added Elliott Wave University to help teach you the principles of Elliott Wave analysis. In January 2013, we began publishing OptioMoney. Connect with Tim on Google+.

About Tim McMahon

Work by editor and author, Tim McMahon, has been featured in Bloomberg, CBS News, Wall Street Journal, Christian Science Monitor, Forbes, Washington Post, Drudge Report, The Atlantic, Business Insider, American Thinker, Lew Rockwell, Huffington Post, Rolling Stone, Oakland Press, Free Republic, Education World, Realty Trac, Reason, Coin News, and Council for Economic Education. Connect with Tim on Google+

Have You Made Mistakes? Why and How to Get Them Expunged

If you’ve made mistakes in the past that resulted in your getting a “record” whether it be Criminal or Civil these mistakes can follow you and make your life miserable (and much more difficult). Having a “record” can make it hard to get a job, rent an apartment, or get a loan or credit card. Drug crimes (including possession) can certainly turn employers off and make finding work much harder. You might think that there is nothing you can do. But if you’ve “turned over a new leaf” and are trying to get your life back on track you may be able to get your record expunged.

Can’t Get Approved for a Loan? What It Takes to Repair Your Credit

Having a good credit score can make life a lot easier. According to an article on Capital One’s website, a good credit score will lower your expenses because “many lenders offer better terms and lower interest rates to people with good credit histories.” They also say that a Good credit score may make it easier to: Buy […]

A Fresh Start: 4 Reasons Bankruptcy Is Not As Bad As You Think

When we think of bankruptcy we often think of irresponsibility with money, but job loss, divorce, tax liens and credit card debt are some other possible reasons that people might choose to file for bankruptcy. But according to a Harvard study 62% of all bankruptcies are actually the result of medical debts. One type of debt that can’t be discharged through bankruptcy is student loans. Regardless of the reason that you find it necessary to file for bankruptcy, it’s important to remember that this process isn’t as bad as you think. In fact, there are benefits that you can potentially reap from filing for bankruptcy.

Why We Downsized Before Retirement

Recently I was reading an article on Trulia entitled, 8 Reasons Why You Should Buy A 1,000-Square-Foot House and it reminded me of many of the reasons why my wife Lisa and I decided to downsize even though we weren’t ready to retire yet. We were living in a 3,200 sq. ft. house on 3 acres in the countryside near Richmond, VA. The house was beautiful, we had spent years getting it just like we wanted it. We bought it when our two children were small and the house was only 1,200 sq. ft. Then we added an addition on that included a Master Suite, Living Room, Two Car Garage, and large home office. As the children grew we gradually added four raised bed gardens surrounded by a chicken run and chicken coop. We had every tool imaginable in our two garden sheds, and two double carports.

Top Vacation Articles

With Vacation season coming soon here are some vacation related articles you might enjoy:

Odds and Ends: 3 Ways To Make Money While Clearing Clutter

Although many people throw out, recycle or upcycle remaining odds and ends after clearing clutter out of their homes, there’s no reason that you should waste an opportunity to make a little extra cash. As the old saying goes, “One man’s trash is another man’s treasure.”

How to Coupon the Modern High-Tech Way

You’ve probably heard fantastic stories of professional “couponers” who descend on a grocery store line with a stack of coupons an leave the store with a truckload of merchandise for a couple of dollars. Although coupons can often mean tremendous savings, getting this level of discount is time consuming and requires almost obsessive planning and organization. Most people like to get things for free or at a discounted price, but they don’t have the time to take couponing to this level. Fortunately, technology has made it a little easier to use coupons and to reduce our everyday expenses without having to be obsessive to do it.

More Than a Price Tag: How to Calculate the Overall Cost of Buying a Home

If only buying a home was as simple as buying a loaf of bread at the grocery store. Life sure would be easier. Imagine the price that you see on a home actually being the price you end up paying. As you likely know by now, that simply is not the case. Depending on where […]