How To Lower Your Car Insurance Premiums

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How Much Car Insurance Do I Need? For many drivers, car insurance premiums can be one of their biggest monthly expenses. If you’re like most people, saving money on insurance can may make a huge difference to your bank account at the end of the month. Unfortunately, many automobile owners are over-paying on their car […]

5 Factors That Influence Car Insurance Costs

Car Insurance Costs

Finding the perfect insurance rate doesn’t have to be intimidating. However, drivers should understand that there are five factors that have a huge impact on the cost of auto insurance. Often, in an attempt to lower their costs, many drivers choose to lower coverage which is fine as long as you never have an accident. […]

Beware of Bad Drivers and Insurance Scams

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We have all encountered bad drivers, whether they’re screeching round corners, tailgating or simply “road hogs”. Unfortunately, it doesn’t stop there. Insurance Scams Insurance scams are nothing new, just the tactics change- as insurance companies catch on and the scammers try to stay one step ahead.  The latest reported is the ‘flash for cash’ scam, usually […]

Financial Implications of a DUI

DUI is not smart

Statistics reveal that incidents caused by driving under the influence impose a massive $51.1 billion financial cost. Many times the offender doesn’t even realize the extent of the financial implications caused by his actions… upon himself and the public. Costs Defined A DUI can lead to a variety of costs including attorney fees, court fees, impounding or […]

Tips for Buying Car Insurance

Car insurance

If you have limited funds, car insurance could seem like an outrageous expense. But if you get caught driving without it, it could cost you even more in fines, court fees, and even impound fees. Several factors influence car insurance rates and, if you are trying to insure an existing car, many of those things […]

How Much Car Insurance Do I Need?

Car Insurance

There are several major components of car insurance including ”liability”, “collision” and “comprehensive”, in  a nutshell,   liability covers you if someone sues you while the others cover the repair or replacement of your vehicle. see Car Insurance Terminology for Newbies for more details. Recent studies have shown that often vehicles are over-insured. It is rare to hear this from an insurance company […]

The Risks of “Insurance Fronting” for Young Drivers

insurance fronting

Your teen has just gotten her driver’s license. There’s a problem: even though she passed, she doesn’t earn the best rates from the insurer and if you have a son the rates may be even worse. What are you to do? Well, some parents engage in a process called “fronting.” This is when the parent […]

4 Key Questions to Ask When Doing Your Auto Insurance Research

Auto Insurance

Are you in the process of shopping for auto insurance? If you are newly licensed, moving to a new state, or simply want to find a more affordable insurance policy, you must consider more than just price when doing your quote comparisons. While auto insurance is a requirement, it is also an important form of […]