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7 Dirty Tricks Insurance Companies will Play

Should You Say That? Tips for Talking to Insurance Companies After an Accident

Car / By

After a car accident, your insurance company and the insurance company of the other driver will ask for your version of the incident. Your version of the events will directly affect their findings and how much compensation you get. You don’t want to make a mistake by saying the wrong thing, but you also need to provide your statement. Learn the best tactics when talking to your insurance company after a car accident with these simple tips.

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Essential Car Maintenance Costs

Essential Car Maintenance Costs

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Although you may not need a personal vehicle if you live in a large city with public transportation, having a family vehicle is convenient and provides the independence necessary if you live outside the city. However, along with the benefits comes the responsibility (and cost) of maintaining the vehicle. That is why it’s advisable that you buy a family car that’s easy to maintain and has a good record of reliability. Nonetheless, if you own a family car, here are some of the essential maintenance costs you are most likely to incur at some point in time.

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How to Get a Good Price on Health Insurance for Your Family

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There is never a single hack that can help you get cheap medical insurance. Sometimes, there are a lot of options that will leave you wondering with too many questions. However, before you start working towards that goal, you need to understand how the health insurance system works. If you need to find a reasonable price on a health insurance plan for your family, read through the tips below.

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Window Tinting

Does it Pay to Get Your Car Windows Tinted?

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Have you ever thought about getting your vehicle’s windows tinted? It is a very popular trend in today’s world. Many people like getting their windows tinted because they can see better in the daytime when the sun is shining through. In some states certain types of window tinting is illegal, usually a certain percentage of darkness, so be sure not to exceed the legal limit in your state. Although there are DIY kits available, it takes skill, patience, and talent to be able to perform this job well. As is obvious from the bubble-laden DIY jobs you often see on the road.

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Home Owners Insurance

Reassessing Your Insurance Coverage: Are You Protected in Case of an Emergency?

Home Owners / By

Most people would be surprised by all the things that their insurance policies don’t cover. If it’s been a while since you’ve updated your insurance, you might want to take a few moments to reassess that coverage. After all, it’s vital that you know whether you are protected in case of an emergency.

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Medical Debt

What Are Your Options for Paying Medical Bills When Your Child Has a Birth Defect?

Health / By

Having a child is supposed to be a happy blessed time, but if your baby is born with a birth defect it can be emotionally devastating, and expensive, but it doesn’t necessarily have to devastate you financially. Dealing with the accumulating medical bills may seem impossible, but assistance is available. Never ignore a bill, because this can lead to collection agency action and lawsuits. Instead, consider these ways of satisfying your financial obligations.

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Sinking Fund

Why to Set up a Car Care Fund

Car / By

The beginning of the year is a good time to set a budget for the major expenses that you know that you’ll have, such as your house payment and utilities. Your car is another asset that you want to ensure is financially covered. Unfortunately, when many people set their car budget they forget to include irregular expenses like repairs and tires, etc. The following are a few reasons to consider making a special fund to cover your car expenses through regular contributions instead of waiting until there’s trouble.

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7 things to inspect

Major Systems to Beware of When Buying a Home

Home Owners / By

There is nothing worse than buying a home and then shortly thereafter being hit with a huge repair bill. That is why some buyers offer an included home maintenance insurance contract. This may be a good idea when buying an older home but even they are often inconvenient to deal with. A perfect example is my daughter who purchased a home with a “warranty” and shortly thereafter her HVAC system stopped cooling. So she called the warranty company and they eventually sent out a repair person. Two weeks later it isn’t working again, so after another couple of weeks another repair person arrives and this goes on for a couple of months until eventually, they ended up making a major repair (after many threats from my son-in-law).  The problem is the warrantee company hires the cheapest labor and only authorizes the minimum of repairs. If you were hiring the contractor you would look for quality workmanship and buyer satisfaction… but that is not their priority.

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Teenagers First Car

How to Financially Prepare Your Teenager For Buying Their First Car

Car / By

There are few milestones that teenagers look forward to more than getting their driver’s license. In fact, about the only thing that could top that is for a teen to get a car to go along with that driver’s license. A car can be a significant investment, though, meaning that it’s wise to help prepare both you and your teen to take on this major change.

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Crazy Car

Things that Cause Your Car to Lose Value

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Some owners enjoy customizing their cars, but personalization only goes so far when it comes to profit. While regular maintenance and certain upgrades can preserve a car’s value over time, there are other modifications that ultimately work against a car’s future sale value. These four things that impact a car’s value may be done without the owner even realizing the potential harm they cause; the good news is that all of them are easy to avoid and even correct if they’ve already been done.

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11 Fake Car Dealer Fees

4 Auto Body Repairs That May (or May Not) Protect Your Car’s Value

Car / By

An automobile is almost essential to modern life in many areas. It is useful and convenient, but it’s also one of the things that will begin to depreciate in value as soon as it leaves the lot. Although you can’t stop the loss of some of your car’s value, there are a few ways that you can protect it. In the process of keeping the value, you can also perform repairs that will protect your vehicle mechanically.

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