Budget Bash: Throw Your Holiday Parties for Less

A holiday party is a fun way to bring people you care about together, whether it’s your friends and family or employees at your business. The problem is that by the time you pay for the space, the food, the drinks and any entertainment, you could be in for an expensive end-of-the-year bill. Fortunately, there are some easy ways to keep your holiday parties within a budget, no matter how many people you’re inviting and how much you can spend. Here are three tips to throw a holiday party on the cheap.

How Young Families Can Move Past the Living Paycheck-to-Paycheck Phase

When first starting out, many families get in over their heads, in their rush to buy a home and get established. This often results in a lack of savings for emergencies and living “paycheck to paycheck”.
When you live paycheck to paycheck, it can seem like you are struggling to get by. You may regularly wonder what would happen if you got severely sick or seriously injured. Financial concerns may keep you up at night, and you may not feel like you can afford to take a vacation or even a random day off when you feel run down. If you are tired of living this type of lifestyle, there are a few steps that you can take.

5 Facts that Demystify Selling a Large Home

Larger homes not only have a limited market due to cost, but each tends to be unique in its own way. They can stay on the market longer because they need just the right buyer. Many luxury home sellers tend to get impatient and let their property go for much less than its true value. Here are some facts to keep in mind when it’s time to sell your larger home.

Not Saving Enough?

If you are concerned about your current savings account balance, the first step is to actually seriously commit to saving more. There is an old saying which says “Nothing Changes Until You Do”.  Your savings won’t increase until YOU change the way you do things and the priority you give to savings.  Those people without any savings if they want to do something fun and the vast majority will be able to find the money to do it, so it’s not that they don’t have the money to save… it’s just not a high priority. So the first step in increasing your emergency fund, your savings account or your retirement fund is to make it a priority. Once you’ve done that you can look for places where you can save money to redirect into those savings accounts. Here are a few effective ways to save money that you may not currently be using.

Frugal Living 101

Family expenses can run high, and it may seem challenging at times to stay on budget. After all, there are often home repairs, car repairs, medical bills and more that seem to develop out of the blue. To better plan and budget for unexpected expenses and to continue to live successfully on a tight budget, you need to strategically keep your regular expenses as low as possible. These tips can help you to more successfully accomplish your financial goals.

Teaching Children to Use Money Intelligently

The world is a magical place for kids. It’s a place of astronauts, princesses, and wonderful adventures. To them, money is just a thing that Moms and Dads use when it’s time to go out for ice cream. That’s all well and good, there’s no need for kids to know how to refinance a home (yet), but kids are smart, and it’s important that they know how to use money wisely. The best way to show them, is by showing them how money works in their life.

Buyer’s Market: Great Ways to Save Money on Large Home Purchases

One of the least pleasant parts of owning a home is dealing with major purchases. As you slowly pay down your mortgage, your efforts to get out of debt will likely be interrupted by the necessity of making large home purchases. Fortunately, the three methods below can help you to save a bit of money.

5 Money Habits to Develop Before 30

The best time to invest is when you’re young. Small investments now can grow to be very large and lucrative. If you ask any older adult about investing, they’ll tell you to start as soon as possible because they know what can happen over time. Here are five smart habits that every young adult should be developing.