Frugal Finances: 5 Ways to Save Money on Home Bills

Home expenses can creep up significantly, often without your realizing it’s happening. Price increases and the growing need for everyday services can eat into your income rapidly. But you can take control of your home expenses, if you carefully review how you are spending your money now, and make a few changes to live more frugally. Here are 5 ideas that can get you started on saving money:

10 Great Educational Family Vacations

One of the best ways to bond with your family and explore new destinations is to take a vacation together. When you want to have fun while having a getaway, it can also be the opportunity to have an educational experience. There are a few educational family vacations to consider taking when you’re ready for your next trip and want to create new memories.

What to Do When Debt is Burying You Alive

Debt is a serious financial problem. According to Credit.com 80% of Americans are in debt, 44% have mortgage debt, 41% of millennials have student loan debt, 41% have car loans and 39% have credit card debt. While some people are simply spread thin by having too many bills or high credit card payments, others are unable to make the minimum monthly payments. When this happens, you may fall deeper into debt each month, and you may be wondering what steps you can take to re-gain control over your finances or to find relief from your burdensome debt issue.

3 Factors To Consider When Calculating Your Home’s Value

When it comes time to sell your home, you will need to know how much to list it for. However, if you list it at the wrong price point, you risk either getting too little for the house or not getting any offers at all. Many people like to keep track of their home’s value even if they aren’t ready to sell.  Knowing your home’s value and subtracting how much you still owe you can tell you one factor in your “net worth” i.e. how much you own minus how much you owe. What can you do to accurately gauge the value of your property?

Safe Summer: 3 Ways to Protect Your Kids from Recreational Injuries

Yes, summer is finally here, and many families are so looking forward to a stress-free and busy season. Exercising a bit of extra caution will help in making this an active, exciting, and safe break from school-year routines.

Poor Credit Got You Down? Try This…

A bad credit score hurts you in many ways, it not only prevents you from buying stuff, it also raises the interest rate you have to pay on stuff you do buy. People with Good Credit Pay Lower Interest Rates. So how do you improve your credit score?

How to Create the Ideal Home Office You’ll Enjoy Working In

Working from home is an awesome perk, but not if you’re stuck working on the cluttered corner of the kitchen table. To ensure maximum focus and creativity, you need to provide yourself with optimal working conditions. Consider creating a tranquil space that lends itself to getting things done while fostering productivity and creativity. Comfort and functionality are the keys to making your office space enjoyable while performing your day-to-day tasks. Here are some tips on how to create a perfect space that stimulates your mind and productivity.

Modern Housing Hacks to Get a New House- Cheap

One of the most effective ways to build wealth is to either own land or own a home. If you have both, you may be able to secure your financial future and that of generations to come. But houses are expensive and a major portion of the cost goes to the general contractor who oversees […]