Not Saving Enough?

If you are concerned about your current savings account balance, the first step is to actually seriously commit to saving more. There is an old saying which says “Nothing Changes Until You Do”.  Your savings won’t increase until YOU change the way you do things and the priority you give to savings.  Those people without any savings if they want to do something fun and the vast majority will be able to find the money to do it, so it’s not that they don’t have the money to save… it’s just not a high priority. So the first step in increasing your emergency fund, your savings account or your retirement fund is to make it a priority. Once you’ve done that you can look for places where you can save money to redirect into those savings accounts. Here are a few effective ways to save money that you may not currently be using.

Has Your Family Hit These Money Milestones?

One of the biggest concerns financial planners talk about is the possibility of an impending retirement crisis. Many Americans have very little money squirreled away for their golden years. When it comes to retirement, hope alone won’t cut it. People need to start planning as early as possible for the later years. Here are some money milestones future retirees should begin working on sooner, rather than later. 

6 Ways to Stuff Your Piggy Bank

In the wake of the weakest economic recovery since the “Great Depression”, many paychecks and bank accounts continue to look a bit anemic. Some Americans are still in a position where they can’t even locate money to buy small things they need because their budget is so tight. The following are six tips that you can use to “Stuff Your Piggy Bank” and save some money each month even if money is very tight.

Another Post on the All Important Emergency Fund

Without some spare cash the smallest unforeseen circumstance is an emergency. With enough cash in your bank account it is just an inconvenience. So which do you prefer emergency or inconvenience?

The 2 Types of Financial Emergency and What to Do For Each

No one is immune to the unexpected, and no one can afford to think that sudden financial emergencies will only happen to other people and not them. No matter how well prepared you are, there’s always the chance something can happen that goes beyond what you could have expected. Everyone’s financial situation is unique and complicated, but the two main elements you always need to keep in mind are your income and your expenses.

Tips For Saving Money On Necessities

We all love saving money, but after the extras have been trimmed from your budget you may still be looking for ways to save even more. While it may seem difficult to save money on purchases you can’t live without, it is possible. Let’s take a look at some ways to save money on things […]

1, 2, 3 CD: Saving for the Future

Financial planning is the key to survival in a tough economy. The success to family finances is dependent on saving every nickel and dime there is to spare. But what do you do with that money once the piggy bank is full? A wise finance-savvy couple will seek to maximize the return on investment while […]