Americans Barely Keeping Afloat

Did you know that 44% of Americans are “liquid asset poor” i.e. live from paycheck to paycheck? If you have less than 3 months income in savings you are “liquid asset poor” and are just one set-back away from disaster.  If you are in this boat you are not alone. And it isn’t entirely your […]

Five Tips On Savings Accounts

Many families these days are living paycheck to paycheck many companies have cut back on full-time employees in favor of part-time due to fear about Obamacare. So families are pinching pennies and just scraping by. Saving for the future is the furthest thing from their minds. However, it is still very important for families to save for the […]

Avoid Making Your Personal Finance Situation Worse

The cost of living is rising every year. Keeping on top of your family’s finances is difficult. Trying to balance your budget when funds are limited isn’t easy, so it’s important to make good decisions and avoid any decisions that will put yourself into a financial hole. If you’ve already gotten yourself and your family into a difficult financial […]

Using Personal Loans to Save Money

You’ve probably heard the old saying, “Neither a borrower nor a lender be.” While it would be great if we were all so financially stable that we never had to worry about borrowing or lending money, that just isn’t a reality for most people today. But if you do find yourself in a tough spot […]

The Truth About Annuities

6 Annuities FAQs: Yesterday we talked about how useful annuities are for retirement planning. Today we are going to look at some common misconceptions about annuities. Fact or Fiction? — 1)  Many different investments offer a guaranteed income stream. — Fiction! Annuities are the only financial planning option that can guarantee a continuous stream of income throughout […]

Getting the Best Annuity Rate

Choosing the right retirement plan is perhaps the most important decision you can make to ensure a secure retirement. However, it is evident that many people fail to adequately plan for their life after retirement. The old saying, “if you fail to plan, you plan to fail” definately applies in this situation. One method of providing for […]

College Funding Options

Saving for college is an expense that most families have. Not everyone has enough extra money every month to save much for college, but even setting aside a few dollars each month can add up and help alleviate the high cost of your children’s future education. As the cost of college rises, it becomes more […]