Conventional wisdom says that you need a mix of stocks and bonds because when one goes up the other typically goes down. But what if both go down at the same time (as happened in 2008)? Wouldn’t it be nice if instead of a two legged stool of (stocks and bonds) you could have a 3 legged stool that was even more stable?
Preparing for Retirement: What Is a Gold IRA? Read More »
Are you looking forward to retirement? If so, then you should be thinking about how you’ll get there. With wise investments, you could retire sooner than you think. Besides, the sooner you start, the faster you’ll get there. Always research your investments before pulling the trigger, though. That way, you’ll have everything you need to make an informed decision.
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You can’t simply leave your financial security up to chance. Throughout most of your life, your goal was to earn enough money to support your family and put a little aside for retirement. But once you have retired, you must have enough savings and pensions to support yourself when you no longer have a monthly salary to depend on to cover your living expenses. Investing a portion of your savings is one way to make your money work without breaking your back. When you’re investing during your retirement years, you need to be more careful and conservative because you no longer have time to recover from significant losses. Here are some tips you should remember during retirement.
Things You Should Know When Investing During Your Retirement Years Read More »
Average living costs tend to rise everywhere, which is something that investors need to consider when determining the longevity of their investments. An investment might increase in value, but it can be a net loss if its value rises more slowly than the cost of living. Whether you’re investing for retirement, your children’s education or another goal, read on to learn how you can make sure your plan keeps pace with the rising cost of living.
Making an Investment Plan That Accounts for the Rising Cost of Living Read More »
When first getting into investing, you might contemplate just jumping into the deep end—but, before you take that leap, there are some things you should consider. Investing can be a tricky subject, which for some can enhance that feeling of needing to get it over with and begin investing at the drop of a dime. However, it’s better to acquaint yourself with investing, and the methods many professionals undertake, prior to trying your hand. Here are some of the best tips we have to offer for those just getting into investing, particularly what you should and shouldn’t be doing.
A Beginner’s Guide to Investing: Major Dos & Don’ts Read More »
When you invest money you expect your capital to be recouped and to receive ongoing profits from your financial venture, property, or share. For example, if you buy a rental property, you expect to be able to pay off the mortgage with the money you receive from tenants and then earn a profit for many years to come.
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When you decide to invest money, it’s important to commit to doing the appropriate research that will protect your financial investment. When you think of saving you generally think of a bank. And when you think of investing generally you think of either stocks or bonds. Stocks are a form of ownership while bonds are a form of debt. So if you buy a stock you participate in the good fortune of a company but you also can participate in its losses. Bonds on the other hand are you loaning money to a company. You don’t participate in any appreciation you are simply paid interest for using your money. You also don’t have the risk of the company value decreasing. Even if a company goes bankrupt bondholders are ahead of stockholders in getting their money back. For this reason bonds normally have a lower yield than stocks, but also a lower risk. There are several different types of bonds and bond funds. Typically the difference is based on the type of issuer but differences also come from how the bond is structured.
Looking To Invest? Bonds To Consider Read More »
Saving for retirement should be a part of your investment strategy as soon as you begin your adult employment. The actions you take today will help you manage the money you make during your working years, to invest for a time when you can relax and enjoy the benefits of your labor. Finding the right investment venues is not difficult. However, it does require some time and investigation to understand the benefits of each type. Here are 3 investment vehicles that have a record of providing income for your retirement years.
Retirement Reasoning: 3 Investments To Consider Now Read More »
Investing for the “long-term” can help you weather financial storms both before and after retirement. Regardless of the amount of money in question, a savings/investment plan can assist in achieving various financial goals. From buying a house to savings for college to retirement.
However, creating an investment plan is one thing and making it work is something else. It is common for investment plans to go bust due to some frequent mistakes that most investors make. Knowing how to avoid the pitfalls will add value to that plan you have in place.
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