Renting vs. Buying After a Move
Renting vs. buying after a move: which is better for your family? Explore the financial factors to help your family make the right choice!
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Buying
Qualifying for a Car Loan
One of the first things you’ll need to do if you’re looking for a new car is to figure out what kind of loan you qualify for. Getting a loan can be a tricky process since lenders will consider many factors when deciding. You can, however, increase your chances of getting approved for a loan by following a few simple steps.
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Should You Buy A Home With Cracks In The Foundation?
You’ve found a candidate for your dream home and are eager to make an offer and get moved in… But before you make that commitment, you may have noticed some cracks in the home’s foundation. Some cracks may be minor, but they could also signify a bigger problem. Before buying, you need to be sure you won’t end up spending thousands of dollars getting your new home’s foundation repaired.
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Evaluate Your Finances to Know You’re Ready to Buy a House
The idea of being a homeowner is exciting and maybe a little scary. It is normal to be apprehensive before taking such a big financial step. Preparation is the key to managing anxiety and ensuring your finances are where they should be. Looking for the perfect home should be fun. When viewing residential properties, you want to spend your time selecting the home that is the perfect fit for your family. Having your finances in order allows you to do so.
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How To Spot Major Used Car Maintenance Issues Like A Pro
There’s more to finding a great deal on a used car than looking at the sale price. Beyond how much you’ll have to pay to drive the car home, you need to think about the long-term prospects of how much that particular pre-owned car will cost you. Sure, that used car may seem like a steal at the moment, but it also can be a ticking time bomb that could blow up in your face — leaving you with hefty repair bills. Ultimately, putting you in a really bad position.
Although buying a car — used or new — is a bit of a risk under even the best circumstances, buying a used car means you should be extra-careful. You may not be able to make your used car purchase a 100 percent success. Though you can take a lot of the risk out of buying a used car if you know the warning signs of which you should be aware. By taking a few moments to look for some of the most common warning signs of maintenance issues, you can save yourself the nightmare of buying a lemon and be much more confident in your used car purchase.
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Say Hello to a Good Buy: How to Make Financing a Car Less Complicated
If you look at your car and wonder how much longer it’s going to get you where you need to go, it might be necessary to replace it with a newer model. If you haven’t saved up enough to pay cash for your next vehicle, the thought of financing a vehicle may be frightening, but it doesn’t have to be that way. You can find financing that is simple and straightforward. Here are a few suggestions to help.
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How Much House Can You Afford?
Buying your first house can be an exciting time. It can also be a nightmare trying to get the right amount budgeted for it. Most people sidestep the question by simply going to a bank and asking how much they qualify to borrow. Â Unfortunately this is a very common mistake. Â Banks are not financial planners they are in the business of lending money, they know nothing about your lifestyle so they simply sue some basic rules to determine how much they will loan you. They do take into consideration your other obligations but they will often offer you more than you would be wise to borrow. This can lead to serious debt issues if unexpected expenses arise.
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Getting the Best Deal on a New Car
ar shoppers should keep in mind that American car dealerships are like Persian bazaars, and this means that they should not be afraid to negotiate. Auto shoppers should start their purchase journey online searching for a car model that meets your needs and has a good track record. Once you’ve decided on the model you are interested in you can start looking at the dealership inventory. Using the inventory search and lookup tools, shoppers will have a solid base for negotiation.
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5 Caveats When Buying Your First Home
Buying a home is probably the largest purchase of your entire lifetime and one single mistake can easily cost you tens of thousands of dollars. The word Caveat means “Let him beware” in Latin and it is important to remember these Caveats when buying your first home.
If you are in the market for your first home, you’re probably excited about the prospect of no long living with relatives or no longer making your landlord rich by paying his mortage. However, there are many other issues that you should consider when selecting a property. For instance, you want to make sure that the house is in a nice area close to things that you like or need. What else should you be looking out for?
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4 Tips For Saving Enough For A New Family Car
Saving for a new car can be difficult, but it’s important to keep the benefits of saving in mind. According to Forbes, it’s easier to save if you keep the “future you” in mind while cutting corners now to save for the future. You’ll thank yourself after you’ve saved a chunk of money for the down payment for your new car because it will make your monthly payments much more affordable than if you had no down payment at all. Having a smaller monthly payment will ease your finances and help you save interest on the loan so it’s a win-win. The more you save the better off you’ll be. Even better is to drive a clunker until you can afford to pay for your entire car it avoids paying interest and actually has your bank paying you interest (as small as it may be) while you are saving.
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