Simple Ways to Cut Your Car Insurance Rates

Everyone knows that it’s illegal to drive without car insurance but why? Well, accidents can happen at any time–which, is why they are called accidents. And because by their very nature cars are dangerous and can cause everything from loss of life to severe financial hardship it is necessary to be sure that an uninsured person doesn’t cause an accident and then say oh sorry I have no money to pay for all the damage I caused.

4 Tips For Saving Enough For A New Family Car

Saving for a new car can be difficult, but it’s important to keep the benefits of saving in mind. According to Forbes, it’s easier to save if you keep the “future you” in mind while cutting corners now to save for the future. You’ll thank yourself after you’ve saved a chunk of money for the down payment for your new car because it will make your monthly payments much more affordable than if you had no down payment at all. Having a smaller monthly payment will ease your finances and help you save interest on the loan so it’s a win-win. The more you save the better off you’ll be. Even better is to drive a clunker until you can afford to pay for your entire car it avoids paying interest and actually has your bank paying you interest (as small as it may be) while you are saving.

Selling Your Car? 4 Insightful Ways To Come Out Ahead

The car you cared about for years has become little more than a business transaction, so you want to get the most you can for it. Here are a few tips on how to maximize the selling price and the value of your old car.

Seven Tricks to Get Your Dream Car

You don’t have to wait forever to get the car you’ve always wanted. With a few basic steps, you can soon be enjoying the ride of your life. All it takes is a plan and a little perseverance. Follow these tips for success when searching for the car of your dreams.

Pinching Pennies: Five Tips For the Money Savvy Family

The increasing cost of living is making it more difficult for families to save money than ever before. Fortunately, there are many ways families today can live frugally. Here are five tips to cut monthly expenses and live within your means. Tip 1: Buy it Used The modern advertising machine has trained us to prefer […]

Paying for a New Vehicle

Once your kids start driving, the idea of getting their own car may become a major issue in your house. And this of course brings up other issues. You may want them driving an older vehicle for fear they might damage a brand new one. Alternatively, if you can muster the means, you may want them driving a newer car or truck because it is safer and more reliable. Either way, the issue of saving money to finance the new ride and which vehicle you are be able to afford will have a huge impact on what you choose. Here are some tips on how to save for the vehicle your family needs.

Beware of Bad Drivers and Insurance Scams

We have all encountered bad drivers, whether they’re screeching round corners, tailgating or simply “road hogs”. Unfortunately, it doesn’t stop there. Insurance Scams Insurance scams are nothing new, just the tactics change- as insurance companies catch on and the scammers try to stay one step ahead.  The latest reported is the ‘flash for cash’ scam, usually […]

The Risks of “Insurance Fronting” for Young Drivers

Your teen has just gotten her driver’s license. There’s a problem: even though she passed, she doesn’t earn the best rates from the insurer and if you have a son the rates may be even worse. What are you to do? Well, some parents engage in a process called “fronting.” This is when the parent […]