Credit Cards Out of Control? 3 Ways to Get You Back on Your Feet

Interest on your credit cards adds up fast. An initial purchase of $1000, with an interest rate of 18%, could take years to pay off, assuming that you make only the minimum payments each month. In fact, if you make even a few late payments the penalties could result in NEVER paying it off, as you’ll see in a moment.

Using Credit Cards without Getting Into Debt

Having a credit card is handy, especially if you are away from home and blow a tire or a fan belt breaks or some other emergency! However, everyone that has a credit card runs the risk of racking up a significant debt.  Credit card debt can quickly spiral out of control. Sometimes it feels like the credit card companies will […]

What is the Best Credit Card?

Choosing the “best” credit card is like asking what is the best city to live in or the best kind of ice cream. It is not a one size fits all proposition. There are a lot of different factors to consider and what is “best” for me may not be “best” for you. In some […]

Using Personal Loans to Save Money

You’ve probably heard the old saying, “Neither a borrower nor a lender be.” While it would be great if we were all so financially stable that we never had to worry about borrowing or lending money, that just isn’t a reality for most people today. But if you do find yourself in a tough spot […]

Using Credit Cards Can Make Or Break Your Financial Situation

Credit cards often come up in discussions about money among friends and family. Some people swear that credit cards have great financial benefits and others stay away from them at all costs. The truth is that credit cards can be part of a good financial plan if used properly, but poor use can be detrimental […]

How to Start Your Credit History

Jump Start Your Credit History You know you need a good credit history if you want to apply for a loan or credit card, but if you are just starting out and haven’t developed a credit history this can be hard to do. In some cases, having no credit is almost the same as having bad […]

Don’t Have Cash for the Collection? Just Swipe Your Card

Credit Cards in the Offering Plate? As the hymn begins and the ushers come forward, there is the unmistakable sound of hundreds of people reaching for their wallets and purses to find bills to stuff in the collection basket. Now, a new sound may be heard at this time–the sound of people swiping their credit […]

Best Buy Rewards Card – Yay Or Nay?

Reward Zone Master Card vs. The Best Buy Master Card- Last time you were checking out at Best Buy you may have been asked if you would like to sign up for a Best Buy rewards card. You’ll want to think carefully before you sign up for one of these cards. You’ll want to be […]