Poor Credit Got You Down? Try This…

A bad credit score hurts you in many ways, it not only prevents you from buying stuff, it also raises the interest rate you have to pay on stuff you do buy. People with Good Credit Pay Lower Interest Rates. So how do you improve your credit score?

How Bad Credit Happens & How to Keep It from Holding You Back

Having a good credit score can make your life easier in a variety of ways. For instance, you may be able to get loans at lower interest rates or insurance policies with lower premiums. It may also be easier to get a job or get an apartment in a desirable area. Let’s take a look at why a person may have a bad credit score and how to overcome it.

Can’t Get Approved for a Loan? What It Takes to Repair Your Credit

Having a good credit score can make life a lot easier. According to an article on Capital One’s website, a good credit score will lower your expenses because “many lenders offer better terms and lower interest rates to people with good credit histories.” They also say that a Good credit score may make it easier to: Buy […]

4 Money-Saving Tips Used By Financial Experts

Whether you’re putting money toward retirement or just scrimping to get by, there are a number of steps you should take to optimize your money’s value. Here are 4 money optimizing tips that the financial experts use.

How Paying Interest will Eat You Alive

Whenever you take out a loan or create some form of debt, you must pay interest. Interest is considered the cost of doing business. It compensates the lender for the use of the money. You can think of it as the rent you are paying for the use of the money.  The interest rate that […]

How to Protect Your Finances in a Crisis

The economic climate is still precarious. Looking at Greece’s economic turmoil, and the Government Shutdown in the US, there is plenty to be wary about when it comes to hanging on to your money. Even as some economies begin to grow, there are many that are balancing between negative and positive growth. So how can […]

Credit Cards That Pay You Cash

Credit Cards Hundreds of credit cards are available to you as a means to borrow money. Each credit card has varying qualification criteria, interest rates, and yearly fees. The average interest rate for a credit card is 16.97%, which is pretty hefty. Additionally, some credit cards charge a yearly fee of $19 to $150. Cash […]

Your First Credit Card

Your First Credit Card Why You need One You might be wondering why you would want a credit card when we hear so much news about how bad it is to get into debt. Well, not all credit is bad. In fact, it can be just the opposite. Credit cards are now a part of […]