frugality Archives - Your Family Finances

6 Tips To Improve Your Money Management Skills

If you find yourself always short on funds, it doesn’t necessarily mean you’re not making enough money. The real cause might be poor money management skills, such as living without a budget or not tracking your spending closely enough, or paying too many penalties and late fees. With discipline and proper money habits, it’s possible to turn your finances around and never deal with penalty fees again.

6 Tips To Improve Your Money Management Skills Read More »

Don’t Cut Back Here- Where Saving Money Can Cost You

Frugality / By Guest Author

Families today are watching every dime they spend, and some are making rather drastic reductions in an effort to save money. While some budget cuts can be beneficial and can ease the burden of financial stress, “saving money” in certain areas now may actually cost you money in the long run. Here are four key areas that

Don’t Cut Back Here- Where Saving Money Can Cost You Read More »

How to Reduce Electric Bills

Budgeting, Family, Frugality / By Guest Author

Reducing Electricity Usage = Reducing Electric Bills Next to your mortgage, homeowners insurance and taxes… the next major home expenses are electric bills. There was a time when electricity was used to run one light bulb and a radio but not much more. Modern homes use electricity for light, heat, refrigeration, cooking, washing dishes and clothes, heating water, entertainment, computers and air-conditioning. Here

How to Reduce Electric Bills Read More »