Strategies To Help You Afford Better Healthcare

With healthcare costs higher than they’ve ever been, more and more Americans are feeling the pinch. There aren’t a lot of easy solutions, although there are some ways you can save. These methods do not involve skimping on care, since your family’s health is too important for that. Here are some strategies to help you afford better healthcare.

Smile Savings: 4 Ways To Save Money On Dental Care

Unless it is provided by your employer, getting good dental coverage is expensive and most families just can’t afford it. In 2012, the National Association of Dental Plans reported more than 40 percent of citizens lacked coverage.

Did You Know You Can Negotiate Your Medical Bills?

Even with health insurance, you can rack up medical bills if you need an extraordinary surgery or simply have to stay in the hospital for a long period of time to recuperate from a dangerous illness or devastating injury. And for those without health insurance, one simple accident could land you in the hospital for a week and in debt for years.

Negotiating The Medical Expense Minefield

In 2014, it was estimated that about one in five adult Americans were contacted by a debt collection agency about medical bills. Given that it’s not totally uncommon for those bills to contain errors, it behooves all patients to be attentive to their medical expenses, including the potential for reducing what you are obligated to pay.

Financial Planning: Ideas to Get Your Medical Bills in Order

Medical bills are a major issue for people all over the United States, and it isn’t just people who fall under the poverty line who are struggling to pay these expenses. After all, even people who are gainfully employed may find it difficult to pay for an extended stay in the hospital or an emergency surgery that could cost $25,000, $50,000 or even more.
However, medical bills don’t have to be a noose around your neck, and they don’t have to keep you up all night. There are ways you can begin to pay them off and get your finances under control.

Financing Health: How to Plan for Emergency Bills

Paying for unexpected medical bills can be costly and set you back financially if you are not prepared. However, there are some things you can do to minimize the impact of future emergency medical costs and other unexpected expenses. We have put together a list of practical ways you can better prepare for emergency expenses, no matter where they come from.

Is a Health Savings Account Right for You?

What is a Private Health Savings Account? A health savings account is a special account that individuals in the United States can use to pay for certain medical expenses. It is  “tax-advantaged” similar to an IRA. The idea of the health savings account (HSA) is to help offset high-deductible health insurance plans and thus allow […]

Putting a Lid on Health Care Costs

As with many other services and products in America, health care costs have been on the rise. Health care providers and establishments are increasing their prices, while those who do have insurance are facing higher premiums and less coverage. Some families are no longer able to afford insurance, or are not provided insurance by their […]