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Heart Health

Don’t Skip These 4 Key Areas of Healthcare

When it comes to your health, the old argument of nature vs. nurture applies. Some people may be born with good healthy genes. However, many other areas of health depend heavily on your environment and how well you take care of yourself. With good knowledge, the right tools, and good practices, you can improve the way you look and feel well into adulthood. Good health habits start early and are often ignored by young people. Encourage a healthy household in these 4 areas of health, and it will promote a long healthy life. Here are 4 Key Areas of Healthcare to keep in mind.

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Financing Dental Implants

How Much Do Dental Implants Cost? How to Save up for Them

Everyone wants a perfect white Hollywood smile. But, as you can imagine, a movie star set of pearly whites is not cheap. Even Tom Cruise had to go through quite a bit of work to get that perfect smile.

However, a perfect smile is not the only reason to get dental implants; you may need to replace a tooth that was lost to an accident or disease.

If you need dental implants and your insurance does not cover the expense, (and you don’t have a moviestar bank account), you may need to save up for them. Here, we’ll go over some of the details concerning dental implants, and we’ll provide tips on how to finance them.

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Medical Debt

What Are Your Options for Paying Medical Bills When Your Child Has a Birth Defect?

Having a child is supposed to be a happy blessed time, but if your baby is born with a birth defect it can be emotionally devastating, and expensive, but it doesn’t necessarily have to devastate you financially. Dealing with the accumulating medical bills may seem impossible, but assistance is available. Never ignore a bill, because this can lead to collection agency action and lawsuits. Instead, consider these ways of satisfying your financial obligations.

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Baby Budgeting tips

Expenses to Prepare for Before Having Children

Whether you’re just starting to think about having children or your new bundle of joy is only a few weeks from arriving, having children completely changes nearly every aspect of your life. One area of your life that requires change is your home. To make your home a welcoming and safe environment for your child, it is crucial that you take some time to make some preparations. To zero in on the types of preparations you need to make, here are four household expenses that young couples should invest in to prepare for children.

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How to handle an injury

How to Handle an Injury With No Insurance

Being injured when you don’t have insurance can be a scary prospect. This doesn’t mean that you don’t have options to help you pay for your medical care. Here are some of the steps that you’ll need to take in order to handle your injury without having to go into debt. Often Doctors and hospitals will give you a discount if they know you don’t have insurance. Actually, they usually end up giving insurance companies a discount as well. Even though they say the rate for a certain procedure is $10,000, the insurance company will often only pay them $2,000 or $3,000 and they write off the balance.  So there is no reason why you can’t negotiate the same discount.

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Selecting Contact Lenses

How to Decide Which Contact Lenses Will Be Best for You

Glasses and contacts can be expensive but when it comes to your eyesight you want to be sure to do it right. When it comes to contact lenses, you have a few options to choose from. You can get contact lenses that you throw away on a daily basis or weekly basis (called Soft disposable lenses), or you can get the kind that you can wear for longer periods before tossing (called extended wear lenses).

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Finance of Medicine

Recovering from the Unexpected: 4 Tips for Financially Dealing with a Medical Condition

After you have a health issue, a lot of things change in your life. It comes with major stress and financial problems as well. However, although it may not be easy, if you don’t give up and instead take the right action, you can move past it over time. Here are four tips you should use to help you in dealing with the financial aspects of a medical condition:

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Health Insurance

4 Ways You Can Reduce Healthcare Expenses

Even if you have insurance, medical care costs can be expensive. Many policies have deductibles and co-pays that you have to cover out of your own pocket. And to make matters worse health insurance costs themselves are increasing. As a matter of fact, health insurance costs are up over 40% since 2005 compared to overall prices being up “only” about 28% as you can see from this chart from InflationData. 

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When to Draw Social Security

5 Critical Things to Do Before You Retire

As you get older and reach your golden years, there are several things you need to get in order before retirement. You likely met with a financial planner many years ago who advised you to begin saving and investing to build up a financial cushion to carry you through your later years. But there’s a difference between planning for retirement and making preparations for retirement. Now that retirement is just around the corner, it’s time to make some decisions and begin making changes to your lifestyle. Here are five things to do before taking the plunge into retirement.

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