Retirement Funds: Smart Investments for Beginners

Most people experience some level of fear when trying something new. And if that new thing has to do with your finances, it can seem daunting and risky. This is often the case when you first begin investing for retirement. How much you should you invest? What if you need the money before you retire? What should you invest in? How much is enough for a stable retired life? This article attempts to highlight some ways you can successfully wade through the murky waters of retirement investing.

Saving Now: How to Prepare Financially for Your Retirement

It is essential to start saving money as soon as you can, in order to have enough money during your retirement. There are many ways to save money for retirement including personal savings accounts, retirement savings plans from your employer, and Individual Retirement Accounts, also known as IRA’s. Take a look at these different ideas for saving you money and preparing for your future the right way.

6 Things Retirees Should be Grateful For

By Dennis Miller Over-consumption of mass media can cause emotional whiplash. So, I unplugged from mass media and cleared some head space to consider what my fellow retirees and I have to be grateful for. The annual gift tax exclusion and the combined lifetime exemption. I will die a happy man if I never have to fill out […]

4 Simple Ways to Start Preparing for Retirement – Today

Even if retirement is still a few years (or even a decade or two) away, there are sound practical reasons to start preparing for it today. If you are in your 20s,  or maybe your 30s, don’t think you’re too young. Many adults make this mistake and don’t begin preparing for retirement until they’re well in their […]

Organizing For Your Retirement

After spending decades working day in and day out 30% of retirees consider Social Security to be their primary source of income. If you want to avoid that fate it’s important to begin planning as soon as possible. Believe it or not, planning for retirement on your first day of work is not too early to start.  The […]

Optimizing Your Pension Choices for Approaching Retirement

A recent Gallup poll determined that, 42% of low-income respondents will rely on Social Security and part-time work to help them through their “golden years”. Surviving on Social Security alone is difficult if not impossible but unfortunately many are relying on it. Overall, those nearing retirement age today, i.e.  50- to 59-year-old nonretirees still see Social […]

Who Has the Best Retirement Income?

You will be surprised to learn who, in general, as the best retirement income. If you are still young, this may change your mind about what employment opportunities to seek. If you are middle-aged or older, you may want to follow Dennis Miller’s advice or you may have some unpleasant surprises in store for you. […]