How Much Do You Know About Life Insurance?

Insurance isn’t exciting or flashy, but it is absolutely necessary if you want to provide for your family in those times when it feels like the rug has been pulled out from under you. Many forms of insurance are required, for instance, most lending institutions require homeowners insurance which covers the value of your house in case of  damage and also covers against lawsuits should something happen on your property.
Most people understand how necessary it is to have a good life insurance policy to replace the breadwinner’s income but many do not give it the priority it deserves. Those with families and children are usually most vigilant when it comes to having Life insurance coverage. But there is never really a bad time to talk about and shop for life insurance coverage.

The Tale of Two Insurance Policies

Are insurance companies just counting on people being ignorant or lazy? Don’t be one of them, be sure to compare prices and coverage before you send any money. In this post we will look at two different term insurance policies and what to look out for.

Is Life Insurance for Pensioners?

When it comes to life insurance there always seems to be a focus on newlyweds, young families and mortgages. However, the older generation can benefit as much from life insurance as the younger one. Taking Out Life Insurance Life insurance is sold to younger people to make sure that in the event of their death […]

Money Moves for a Happy Marriage

Financial arguments are common in relationships – spouses are often on different wavelengths regarding spending and budgeting. As a matter of fact, financial arguments are one of the most common forms of disagreement. One spouse may be extremely frugal, while the other spouse considers shopping a hobby. Of course this difference in views can create […]

What Can You Do if You Have Been Turned Down for Life Insurance

Let’s face it, no one likes rejection. And being turned down for an insurance policy can be very disheartening. It can cause you to wonder about your health and even your future. But it doesn’t have to be the end of the world.  Here Are Some Options If You’ve Been Turned Down For Life Insurance  If you’ve been turned […]

The Importance of Life Insurance

Mortality is a universal truth. Everybody who is born is bound to die one day. The Bible puts it this way in Hebrews 9:27  “it is appointed unto men once to die, but after this the judgment.” But the sad part is that most of the people do not prepare for this eventuality. Realizing that our […]

Life Insurance and Annuities: The Secret is the Bottom Line

When we think of Annuities, we think of a stream of payments that begins after retirement and generally continues for “X” number of years this is called an “Annuity Certain” .  In a “Life Annuity” you pay a fixed amount up front and receive a series of payments for the rest of your life no matter how […]

3 Reasons to Protect Your Family With Life Insurance

No one likes to think about death, but it is inevitable for all of us. If you have a family, one critical element of Estate Planning is to protect your loved ones with a life insurance policy. Whether you choose whole life or term life depends on your personal circumstances. The same principles apply to the amount of […]