The first step is Planning. And exploring the possibilities your financial resources offer you, your family and your legacy. You need to take a strategic approach to managing your money as part of your overall financial plan.
Over 38% of Americans have no intention to retire. And 31% of non-retired adults report that they have no retirement savings or pension. While, 46% of the respondents indicate that an unexpected $400 expense would be challenging to handle and that they either could not pay the expense or would borrow the money or sell something to do so.
If you’re like most people who anticipate retirement, you are probably eager to start this next chapter in your life. However, before you start daydreaming about how you will spend all of that free time, make sure you are financially prepared.
According to the United States Department of Labor, fewer than 50 percent of Americans know how much money they’ll need to survive retirement. Even though the average person will spend 20 years of his or her life in retirement, very few are currently planning for life after work. No matter how far away from retirement […]
College Savings Accounts Planning for the future of your family is something that takes time and energy. It’s certainly not something that just happens spontaneously. If you have children, one of the things you probably want to start planning as soon as possible is financing a college or post high school education. In today’s world, […]
By Kim Moore Learn How to Build a Secure Future for your Family For the most of us, financial security is a huge priority when it comes to our family. Being able to provide food, shelter and a good life is paramount. There are many things that can stand in the way of a strong […]
By Fiona Simply dreaming about a better financial future will never make it happen. You must have a written game plan and follow some financial tips in order to fulfill your dream. Setting deadlines for your goals and having a true desire to become financially secure can be the secret to building wealth in […]