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Replace your Car

When Is It Time to Sell Your Old Car?

There’s something to be said for holding on to an older car. Not only is there the emotional connection that you might feel towards your old car, but there’s also the simple fact that not buying a new car means you’re not spending money. There is, however, a point at which you really shouldn’t keep pouring money into your old vehicle. Below are a few times when it just makes more sense to sell your car as is than to get it repaired again.

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Homeowners Tips

Frugal Family: How to Save Money on Regular Home Maintenance

It’s much more relaxing to reside in a home that Isn’t constantly breaking down. In order to do so,  you must put sufficient time and effort into giving it proper maintenance. However, maintenance doesn’t have to cost you an arm and a leg. If you want to reduce your routine home maintenance expenses, you should test out these avenues right away.

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Roof Repairs

On Top of Things: Financing Roof Repairs before the Winter Months

If your roof shows signs of damage or wear, now is the time to get if fixed. Once the snow and ice build up on your roof, every thaw means running water that can creep into the tiniest cracks and gaps. The water can also re-freeze and expand, making the cracks worse. Melt water soaks into the wood and can do structural damage. This makes roof repairs even more expensive. If you haven’t been able to follow our advice and put aside an emergency fund for situations like this, here are some funding options to consider.

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Consignment Shopping

Not Saving Enough?

If you are concerned about your current savings account balance, the first step is to actually seriously commit to saving more. There is an old saying which says “Nothing Changes Until You Do”.  Your savings won’t increase until YOU change the way you do things and the priority you give to savings.  Those people without any savings if they want to do something fun and the vast majority will be able to find the money to do it, so it’s not that they don’t have the money to save… it’s just not a high priority. So the first step in increasing your emergency fund, your savings account or your retirement fund is to make it a priority. Once you’ve done that you can look for places where you can save money to redirect into those savings accounts. Here are a few effective ways to save money that you may not currently be using.

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DIY Plumbing Repairs

Plumbing Problems: 4 Tips for the Amateur DIY Plumber

Being a first-time homeowner can be both exciting and overwhelming. You can take pride in knowing that each payment that you make towards your home loan is helping you build equity in your home. While building equity is something to be proud of, now that you are the homeowner, gone are the days where you can call your landlord if something goes wrong with the plumbing. It’s now your responsibility to pay for the repairs that you need whenever something breaks down. A good way to save on the cost of the repairs is to learn to do it yourself. If you’re starting to notice that something isn’t right with your plumbing, here are some DIY tips:

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Penny Saved: 5 Ways to Put Away Extra Cash with DIY

Today every penny counts and doing things yourself can definitely mean the difference between a comfortable life and a budget stretched thin. There are many ways DIY can enable almost anyone to save a bit of cash. With hourly rates ranging from$20 -$50 and often $100 or more, it’s often the tasks for which we pay others that represent the largest expense. Here are five examples of DIY tasks you can do yourself.

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