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Major Systems to Beware of When Buying a Home

There is nothing worse than buying a home and then shortly thereafter being hit with a huge repair bill. That is why some buyers offer an included home maintenance insurance contract. This may be a good idea when buying an older home but even they are often inconvenient to deal with. A perfect example is my daughter who purchased a home with a “warranty” and shortly thereafter her HVAC system stopped cooling. So she called the warranty company and they eventually sent out a repair person. Two weeks later it isn’t working again, so after another couple of weeks another repair person arrives and this goes on for a couple of months until eventually, they ended up making a major repair (after many threats from my son-in-law).  The problem is the warrantee company hires the cheapest labor and only authorizes the minimum of repairs. If you were hiring the contractor you would look for quality workmanship and buyer satisfaction… but that is not their priority.

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Roofing Insurance

How Families Can Get the Most Out of Roofing Insurance After a Disaster

When a natural disaster strikes, often one of the first parts of your home to sustain damage is your roof. Fortunately, most good insurance policies will pay to fix the damage to your roof so that you can restore it as quickly as possible. It’s important, though, that you understand the proper steps to take so that you get the most out of your insurance policy. Here are a few ways to get the best payout for roofing services after a disaster.

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House settling

5 Potential Maintenance Headaches for Older Homes

While property maintenance is a concern that no homeowner can afford to ignore, it can be an even more important issue for older homes. Overlooking issues with your home’s roof, foundation or plumbing systems can lead to frequent problems, higher repair costs and potentially bigger problems such as flood damage. A few helpful tips can go a long way towards keeping your maintenance and upkeep expenses from getting out of hand.

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Baby Budgeting tips

Expenses to Prepare for Before Having Children

Whether you’re just starting to think about having children or your new bundle of joy is only a few weeks from arriving, having children completely changes nearly every aspect of your life. One area of your life that requires change is your home. To make your home a welcoming and safe environment for your child, it is crucial that you take some time to make some preparations. To zero in on the types of preparations you need to make, here are four household expenses that young couples should invest in to prepare for children.

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Roof Repairs

On Top of Things: Financing Roof Repairs before the Winter Months

If your roof shows signs of damage or wear, now is the time to get if fixed. Once the snow and ice build up on your roof, every thaw means running water that can creep into the tiniest cracks and gaps. The water can also re-freeze and expand, making the cracks worse. Melt water soaks into the wood and can do structural damage. This makes roof repairs even more expensive. If you haven’t been able to follow our advice and put aside an emergency fund for situations like this, here are some funding options to consider.

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