saving money Archives - Your Family Finances

Cranky Car? A Short Guide to Simple DIY Auto Repairs

Taking your car to the shop is expensive. When you’re on a budget, car problems can be more than just a major annoyance. They can totally wreck your budget unless you’ve included an emergency fund.

Typically shops charge you twice the cost of parts for the labor to install them. So if the parts are listed as costing $100 they will charge you another $200 to install them.

To make matters worse, shops generally get a discount on the cost of the parts and then mark them up to more than they would have cost you if you paid retail. So those $100 parts may have only cost them $60 at wholesale, and you could have bought them retail for $75. But if you’re willing to put in some work, you could save money by handling those repairs yourself.

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Stop Getting Ripped Off: 6 Car Problems You Can Fix Yourself

Frugality / By Guest Author

It’s bad enough when there’s something seriously wrong with your car, but it’s worse when you’re being overcharged by a mechanic to fix a simple problem that you could easily take care of by yourself. Garage fees are a common way for people to get ripped off, and it’s frustrating when the solution is such a simple one.

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Pinching Pennies: Five Tips For the Money Savvy Family

Frugality / By Tim McMahon

The increasing cost of living is making it more difficult for families to save money than ever before. Fortunately, there are many ways families today can live frugally. Here are five tips to cut monthly expenses and live within your means. Tip 1: Buy it Used The modern advertising machine has trained us to prefer

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Tax Saving Tips

Money Management, Taxes / By Guest Author

Paying taxes can put a great burden on your family’s finances plus this is in addition to other major expenses like your children’s education and health costs. However,there are a lot of tax breaks and credits provided by the federal government, you can ease your tax burden significantly and save a substantial amount of money

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3 Essentials When Starting Up Your Own Business

Small Business / By Melisa Cammack

Business Cards The use of business cards is a tried and true method of promoting your Small Business , they should include your phone number, website address, and other information about your business, so this is a good way to get your business recognized. There are online options, that can be used to make a custom business card

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Don’t Cut Back Here- Where Saving Money Can Cost You

Frugality / By Guest Author

Families today are watching every dime they spend, and some are making rather drastic reductions in an effort to save money. While some budget cuts can be beneficial and can ease the burden of financial stress, “saving money” in certain areas now may actually cost you money in the long run. Here are four key areas that

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The 2 Easiest Ways to Lower Your Home’s Energy Costs

Frugality, Saving / By Guest Author

Lower Energy Costs More and more consumers today are looking for ways to lower their energy costs. Most know to have windows and doors checked to ensure that there are no air leaks in their homes and many take the initiative to have new energy efficient heating and cooling units installed. Many also replace their

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30 Ways to Save Money in This Economy

Frugality, Saving / By Guest Author

‘Money, money, money, must be funny, in the rich man’s world; Money, money, money, always sunny, in the rich man’s world; ‘Aha-ahaaa’…All the things I could do …if I had a little money!’ Whenever I think about money, this good old Abba song comes to my mind. The present global economic scenario makes us mindful on

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Tips for Low-Cost Entertainment

Frugality / By Guest Author

Cable TV / Internet Alternatives Although almost four years have passed since the economy turned south, for many Americans the financial picture is still very difficult. Making the mortgage payment, bills, paying for car repair, insurance, and gasoline, and trying to have a little fun in the meantime can put you under a lot of

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6 Ways To Control Impulse Spending

Credit Cards, Frugality / By Guest Author

6 Ways To Control Impulse Spending Shopping can brighten even the worst of days for many people. Simply head to the store, choose your items and pull out the plastic. For many, that instant high is followed by a devastating crash when they realize that that credit card bill will have to be paid sooner

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5 Ways to Save by Buying in Bulk

Frugality, Saving / By Guest Author

Buy In Bulk If you’re a frugal living enthusiast, you probably know how much you can save when you buy in bulk. No! I’m not talking about the occasional mega-pack of paper towels that you buy at the drugstore. The focus here is on the warehouse club stores that cost you a small annual membership

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5 Top Tips For A Lower Shopping Bill

1 Comment / Frugality, Money in the UK / By Guest Author

By Jessica Mackie Shopping: you either love it or hate it but it’s a fact of life and it can be an expensive fact. Here are 5 tips everyone can try to bring that checkout total down to a more manageable figure. Grow What You Can You can’t grow fries or pizza but you can

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