Creative Ways to Save on Monthly Expenses

Having a family can be expensive, especially for those with multiple children. The costs of rent or a mortgage, utilities, insurance, car payments, clothing for the whole family, fun activities and school-related expenses can quickly add up. To be able to put away money for your retirement, emergency situations and your children’s college funds, you need to find ways to save money. By finding creative ways to cut costs, you can help your family to be more financially stable over the long-term.

Signs Your Finances are Sinking

Money problems are always difficult to work through. If you’re not prepared to make some changes and look critically at your budget, you could be in for a long ride.

Is a Health Savings Account Right for You?

What is a Private Health Savings Account? A health savings account is a special account that individuals in the United States can use to pay for certain medical expenses. It is  “tax-advantaged” similar to an IRA. The idea of the health savings account (HSA) is to help offset high-deductible health insurance plans and thus allow […]

How to Protect Your Finances in a Crisis

The economic climate is still precarious. Looking at Greece’s economic turmoil, and the Government Shutdown in the US, there is plenty to be wary about when it comes to hanging on to your money. Even as some economies begin to grow, there are many that are balancing between negative and positive growth. So how can […]

4 Simple Ways to Start Preparing for Retirement – Today

Even if retirement is still a few years (or even a decade or two) away, there are sound practical reasons to start preparing for it today. If you are in your 20s,  or maybe your 30s, don’t think you’re too young. Many adults make this mistake and don’t begin preparing for retirement until they’re well in their […]

How to Save for Your Retirement

Preparing for retirement can be a challenge and it is especially difficult when the government keeps changing the rules of the game and the value of our money (through inflation and varying rates of inflation). In today’s post, Dennis Miller explains what can happen if you don’t take personal responsibility for your retirement finances. He also outlines […]

8 Tips to Safely Invest

Investing can be a great way to grow your money and secure your financial future.  Unfortunately, many people make bad investments or fall victim to financial fraud.  If you keep a few general rules in mind, you can invest safely and effectively. 1. Safely Investing is a Long-Term Endeavor – Turning a quick profit in financial markets […]