Archives for October 2012

The Differences Between Term and Whole-Life Insurance

Many people often struggle to decide which is better for them: Term Life Insurance or Whole-Life Insurance. Both policies exist to serve specific purposes. Term life insurance is simply life coverage only. When the insured person dies, the face amount of the policy is paid out to the main beneficiary. A term life policy can […]

First Time Home Buyers Need Budgeting Skills

Tough Financial Times Are Taking Their Toll On Younger Households With households all over the country feeling the pinch of the ever-increasing costs of living, it appears that the tough financial times are taking their toll on younger households. Despite the mortgage stress being felt by the first time home buyer market, analysts say the […]

5 Ways to Save on Car Insurance You Might Not Know About

It seems like a cruel twist of fate that insurance, a necessity for protecting your finances, often costs more than you want to pay. When you spend hundreds of dollars each year on auto insurance, you want to make sure that you’re securing the lowest possible premium from your provider. You might associate affordable car […]

Why People Pay More for Home Insurance Than They Need To

Carrying homeowner’s insurance is necessary because without it you may have to pay a lot of money out of your own pocket if a storm causes damage or someone is hurt while visiting you. That doesn’t mean you need to spend an outrageous amount of money for protection–some people pay far too much for homeowner’s […]

How to Do a Home Inventory for Your Insurance Company

If losing your personal property to fire, burglary, or some sort of natural disaster doesn’t sound stressful enough, imagine trying to go back in your memory bank to come up with a list of everything that’s missing or destroyed so that you can recoup some of your losses. If you have yet to do a […]

Saving tips for seniors – Making mobility problems more affordable

A lack of mobility can be a serious problem for many, whether it be through old age or disabilities. This is more important in your own home, where the inability to move comfortably around can be very distressing. Furthermore, you might also consider any solutions to be over expensive, yet this doesn’t need to be […]

How to Hurt Your Credit Score

Your credit score is extremely important in the world in which we live. Nowadays it’s hard to buy anything without having a good credit rating. In some cases, it’s impossible to get a job if your credit score isn’t very good. Because it’s central to your life, you may be punishing yourself by unknowingly doing […]

Retirement – Don’t Let A Chronic Condition Ruin Your Life

Many people get confused about the medical terms ‘chronic’ and ‘acute’ which doctors and other practitioners use to describe the nature of certain conditions from which their patients might be suffering. An acute condition means that it has had a rapid onset, more often than not with little or no previous indications or symptoms, and […]