When you’re in debt, the guilt and stress that goes with it can be all-consuming. It can affect your sleep, your health, and your relationship and family life. The worst thing you can do when in debt is to ignore the problem. Even if it feels like you will never be free of debt, the […]
Using An IVA to Reorganise Debt Read More »
I have often said that rental property if done properly is a great way to build a retirement income. You buy houses let the tenants pay off the mortgage and then once they are paid off you still receive the income but now it can go in your pocket rather than in the Bank’s pocket.
Is Real Estate a Wise Investment for Retirees? Read More »
Before making the decision to file for bankruptcy, take a credit counseling class to see the other options. Often, there are ways to deal with financial issues without having to involve the federal court. Counseling sessions can be had within a day, providing a lot of information most people don’t think of when frustrated about
5 Things to Consider Before Filing for Bankruptcy Read More »
Most Americans support the idea of going back to school in order to expand their career choices. Whether it is a certificate, a bachelor’s degree, or even a Master’s degree getting an education improves one’s skills and knowledge and is often the only way to enter a profession and yes, even get a chance at earning more.
7 Reasons to Go Back to School Read More »
After spending decades working day in and day out 30% of retireees consider Social Security to be their primary source of income. If you want to avoid that fate it’s important to begin planning as soon as possible…
Planning For A Financially Secure Retirement Read More »
Do you have a cause you are passionate about? Are you so enthralled with the idea that it keeps you awake at night? Have you ever considered setting up a non-profit entity so you can pursue your passion? It isn’t that far-fetched. Recently a teenager in New Jersey created  Mahwah Environmental Volunteers Organization to promote
Family Run Non-Profit Read More »
Financial regulations are usually created with the intention of protecting the consumer and adding transparency to the decision making processes. However, the final results do not always match the initial vision. Although qualified investment advice may help investors avoid financial pitfalls, many individuals are now distancing themselves from this prepaid and often self-serving arena. The end result is that
The Good, Bad and Ugly of Financial Advice Read More »
If your family is like most families today, you may be finding it difficult to make ends meet from one paycheck to the next. Or, you may have found yourself trying to find ways to balance your family budget in order to boost your savings. Regardless of what your current situation may be, it’s important to
Understanding Your Family’s Spending Behaviors Read More »
A good education can unlock your child’s future. So, if your child is struggling in school, it’s only natural to want to get him or her the best help possible. While many schools have after-school programs that can help, many parents turn to outside sources for additional help. After all, working with experts in the field
Should You Invest in a Private Tutor? Read More »
A recent Gallup poll determined that, 42% of low-income respondents will rely on Social Security and part-time work to help them through their “golden years”. Surviving on Social Security alone is difficult if not impossible but unfortunately many are relying on it. Other countries have similar results, for example in Australia government pensions are still
Optimizing Your Pension Choices for Approaching Retirement Read More »
By Dennis Miller Ninety-eight percent of insurance brokers do not know how to use life insurance optimally. That, anyway, is what one reader wrote in to tell me. I chuckled as I thought to myself, “You could substitute any profession for ‘insurance broker’ – lawyer, salesperson, politician, etc. – and that statement would still ring
How to Choose a Financial Advisor Read More »
For anyone under the age of 25, it’s probably hard to imagine how the rest of us got by without the web, since it’s become such an important part of our everyday lives. One of the biggest areas that has seen a massive change as a result of the internet, is the way we manage our finances.
