When foreclosure notices start coming in, it’s tempting to shut down and ignore the problem, hoping it will go away. But without facing it head on, the problem won’t be going away. Losing a home that you’ve built over the years is unimaginably difficult, yet many Americans face this reality today. Getting over the initial […]
Tips for Surviving Foreclosure Read More »
Christians are often accused of being insensitive to the green movement because we doubt the “global warming” data and see “green” as just another government ploy to gain control and power. But as Christians, whether we believe the data or not, we are still called to be good stewards of what God has given us. And
Teaching Children: Sustainability or Stewardship? Read More »
Doing home improvement projects does not have to cost a fortune. If you are willing to put a little effort into it, you can do a lot of them by yourself. The money that you save on labor can be channeled into buying better materials. Having some experience in house repairs would be great but
Affordable DIY Home Improvements Read More »
Even in the best families people sometimes make bad decisions and end up in jail. It could be a DUI, drug possession, or worse. But those bad situations not only have life consequences for the person who is incarcerated but also for their family. What effect will it have on the person who is called to
How Does Bail Work? Read More »
With an average student loan debt near $27,000 per graduate, first-time home buyers are noticeably absent from the slow housing recovery. The days of a pregnant wife with a happy husband strolling into a new home and hanging a “sold” sign on the post are not faded, but have become obscured. First time home buyers
Buying Your First Home Read More »
Having a credit card is handy, especially if you are away from home and blow a tire or a fan belt breaks or some other emergency! However, everyone that has a credit card runs the risk of racking up a significant debt. Credit card debt can quickly spiral out of control. Sometimes it feels like the credit card companies will
Using Credit Cards without Getting Into Debt Read More »
Is your bank balance gradually sinking like a leaky old boat? Want to save more money without compromising on your lifestyle? If so you need to wake up and start plugging some money leaks. You don’t have to be mega-organized and make big changes to be more frugal. The Japanese have a term called “kai·zen” which just means
5 Helpful Frugal Living Tips for Moms Read More »
The windows are the eyes to your home. They can look plain and simple or really add a special elegance to a room. This all depends on the type of window treatments you have in your home. They can be as elegant and extravagant or as simple as you like. From curtains to blinds and
Choosing Window Treatments That Are Worth The Investment Read More »
When we think of Annuities, we think of a stream of payments that begins after retirement and generally continues for “X” number of years this is called an “Annuity Certain” . In a “Life Annuity” you pay a fixed amount up front and receive a series of payments for the rest of your life no matter how
Life Insurance and Annuities: The Secret is the Bottom Line Read More »
Believe it or not, learning how to play the drums is one of the most enriching activities a person can take on. Drumming is not only a great deal of fun, but can be very enriching both mentally and physically (it’s better exercise than many people realize!). It is so good for you there is
3 Tips for Learning How to Play the Drums On a Budget Read More »
Just about everyone enjoys a summer vacation. Unfortunately, planning a vacation is easier said than done. Family finances typically dictate if and when you’re able to vacation. And if you haven’t saved up enough, you might consider postponing this year’s trip. There is, however, a way to make a vacation happen. you may be considering a
Four Things to Consider When Applying for Loans Read More »
You may have heard the popular legend about Eskimo tribes sending the elderly off to die at sea. As the stories go, when grandpa and grandma could no longer hunt or earn their keep, the younger folks would put them on an iceberg and ship them off. Fewer mouths to feed gave the younger generations
How Long Will You Work When You Should Be Retired? Read More »
