Prior to 2008 most Americans were convinced that real estate investing was a guaranteed road to riches and that “housing prices never went down.” Then came the housing crash and from 2007 to 2009 the average house price lost about 25% of it’s value. So those who had borrowed 90% or 95% of their house […]
The Benefits of Owning a Vacation Rental Read More »
According to Harris Interactive’s 2013 Consumer Financial Literacy Survey, most people in the United States struggle to manage their family finances… a full 60% of adults don’t track their monthly spending. But managing family finance is not rocket science. Here are 5 tips that can make you a pro: 1) Income Must Exceed Expenses In order to manage money wisely, you should have
5 Hacks for Managing Your Family Finances Like a Pro in 2013 Read More »
Running a small business is a major undertaking for any family. Businesses generally mean financial independence, entrepreneurship and being on the fast track towards economic security and stability. However, starting a business and developing it in order to be successful is not just a walk in park. There are a lot of things that should be
The Minimalist Guide to Developing A Successful Small Business Read More »
When it comes to reducing electricity use at home, most people think of buying energy efficient washing machines and refrigerators. While this is not a bad approach, it does not encompass all energy saving aspects. One way of keeping energy costs at home down is by teaching your children the importance of saving electricity. Some
Simple Ways to Save Electricity Even a Child Can Understand Read More »
Juggling the responsibilities of managing your family as well as the demands of your job or business can be tough. But it can get less tiring once you understand how to apply common management principles to your home life. For instance there are many similarities to the different steps in project management, like clarifying the goals, the do and don’ts, etc. But it requires tons
Managing A Family Is A Lot Like Managing A Business Read More »
Many people have traditionally used the term “burglary” to refer to the act of breaking into a property at night with the intent to commit crime. However, most states in the United States have broadened the definition of burglary to include illegal attempts to enter into a building during the day. Some of the laws
Know Your Rights Against Home Intruders Read More »
Financial health is a function of both income and expenses. There’s no doubt that unless you control your spending, you can never improve your personal finances. Charles Dickens put it this way in his classic book David Copperfield, “Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought
Useful Tips to Get Your Finances On Track Read More »
Many years ago George Carlin had a comedy routine about too much stuff… only in America can people actually rent Air-Conditioned storage facilities to keep all the stuff they never use. Most of us accumulate way too much during our lifetime and at some point must make the difficult decision about what to keep and
The following suggestions were contributed by the Plainfield Police as a public service. ~ Tim McMahon, editor Don’t Overspend This Labor Day Weekend After months of heat, during which Illinois and Missouri were some of the hottest states on record, we’re finally coming down on the last big weekend of the season. Labor Day weekend is traditionally
Money Saving Tips for Labor Day Weekend Read More »
Kids are expensive. Everybody knows this. In fact, budgeting for a new baby has become something of a science that many new parents are trying to perfect. Babies are expensive enough when they are produced naturally. When you have to factor in the cost of fertility treatments or infertility options on the other hand, that
Babies are Expensive- Adoption or Fertility Treatments- More So Read More »
If you think bicycle insurance isn’t important, think again. Whether you ride competitively or just for recreation, choose wisely when going for bicycle insurance as it can be one of the most crucial choices of a bike rider’s life. 1.    Check the Policies for the Type of Riding You Do There are a variety of
Select your Bicycle Insurance Wisely Read More »
A Tax-Free Savings Account or TFSA is designed to help Canadian citizens save money without undue tax consequences. It is a flexible investment vehicle that is similar to an IRA in the U.S. but allows multiple withdrawals without penalties. A TFSA can help Canadians accomplish short- and long-term investment goals. How Does A Tax-Free Savings Account Work? Money
Canadian Tax Free Savings Account vs IRAs Read More »
