If you knew the true cost of raising a child from birth to adulthood, would you do it? Or would you see it as a goal: to raise a healthy, loved child who shares your values without spending hundreds of thousands of dollars in the process? Let’s start by looking at the estimated price tag: […]
How Much Does It Really Cost to Raise a Child? Read More »
Debt is something that happens to almost all of us. Between student loans, mortgage payments, car payments, etc, dealing with debt is something that we all have to figure out how to do. The key is to learn the skills necessary to avoid debt as much as possible. Learning how to use debt properly and
Don’t Drown in Your Own Debt! Read More »
The fiscal crisis of 08’ brought a number of changes in our personal finance. Most importantly, retirement savings became a focal point of discussion. The most important regulation enacted by Congress since the fiscal cliff was the American Taxpayer Relief Act of 2012 which was signed into law on January 2, 2013. The Act gives permanence to
The Impact of the American Taxpayer Relief Act On Your Retirement Savings Read More »
The economic climate is still precarious. Looking at Greece’s economic turmoil, and the Government Shutdown in the US, there is plenty to be wary about when it comes to hanging on to your money. Even as some economies begin to grow, there are many that are balancing between negative and positive growth. So how can
How to Protect Your Finances in a Crisis Read More »
If you have a house full of stuff that you no longer use and you want to unload some of it you might think that a garage sale is the best way to clear those unwanted items from the house. While it’s tempting to try to earn some extra cash while reducing clutter, you may
Garage Sale Warnings Read More »
Finding the perfect insurance rate doesn’t have to be intimidating. However, drivers should understand that there are five factors that have a huge impact on the cost of auto insurance. Often, in an attempt to lower their costs, many drivers choose to lower coverage which is fine as long as you never have an accident.
5 Factors That Influence Car Insurance Costs Read More »
No one likes the idea of having to spend hard earned money on paying a whole bunch of bills. Nonetheless, they must be paid and if you want to maintain a good credit rating you must do so on time every time. Paying bills and doing so on time can be done hassle free. You
5 Shortcuts to Paying Bills in Record Time Read More »
With interest rates remaining low, the idea of becoming a landlord with a low interest mortgage and high rental income has become an attractive option. After all, putting your money in property has generally been considered a relatively safe long term option. Although the 2008 real estate crisis caused some temporary concern for those wishing to sell… landlords
Becoming a Landlord: Should You “Buy-To-Let”? Read More »
With British property prices rising at their fastest rate since 2010, individuals who are looking to sell their home face a deceptively difficult challenge if they are to achieve their goals. You would think that rising property prices reflect increasing demand and that would be a good thing, however, there may come a point in
How to Sell your Home Quickly and Profitability Read More »
Back in 1940 attending college was a rare event with less than 5% of adults 25 and older having a college degree and almost 59% of them were male. Only 186,500 people graduated college the year 1940 by 1960 the post war G.I. bill had made college much more affordable for returning servicemen so in
College Debt Epidemic and a Solution Read More »
The housing market is very slowly gathering momentum, but most house sellers and renters are finding themselves increasingly frustrated at the cut that the real estate agents take for seemingly not a lot of work. So a small number of house sellers have turned their backs on traditional approach and instead are opting for online
Should You Ditch Your Real Estate Agent? Read More »
Have you gone online and tried one of those “Retirement Calculators” to determine your “magic retirement number”? When you are young you might fully believe that if you hit that number, you are assured of living the retirement of your dreams. But what they don’t tell you is that a number of assumptions have gone
Is There a Magic Retirement Number? Read More »
