Archives for November 2017

Going from Zero to 720 Credit Score in One Year

your credit score can have a big impact on many different areas of your life. If you have little or no credit history merchants don’t know if they can trust you or not so they charge you big deposits for everything including getting a cell phone, renting a car, renting an apartment or getting the electricity turned on. These deposits can be several thousand dollars! But if you had a good credit rating they would waive these deposits altogether.

If your credit score is not the best at the moment, you could be thinking about taking steps to improve it, but might not know the best ways to do so. Below are some of the things you should think about when it comes to your credit score.

Creating Business Opportunities

If you’re concerned about your current income, you should try to develop some sort of business that isn’t dependent on the number of hours you invest. The key to breaking free is to develop some sort of “passive income” stream. This could be rental income, investing income, writing, photography, or an online business.

Things Mortgage Lenders Look for on Your Application

You probably have compiled quite a few questions for the mortgage lender. But, if you use our advice, you can focus on limiting that stress before your big day.

Retirement Reasoning: 3 Investments To Consider Now

Saving for retirement should be a part of your investment strategy as soon as you begin your adult employment. The actions you take today will help you manage the money you make during your working years, to invest for a time when you can relax and enjoy the benefits of your labor. Finding the right investment venues is not difficult. However, it does require some time and investigation to understand the benefits of each type. Here are 3 investment vehicles that have a record of providing income for your retirement years.

What’s Behind Most Personal Bankruptcies Today?

Sometimes events beyond your control can make even the best precautions inadequate, causing some people the necessity of filing for bankruptcy.

Affordable Accents: Renovating Your Home on a Dime

One of the most beloved aspects of owning a home is the ability to renovate. Homeowners are always trying to renovate their homes but often do not want to pay an arm and a leg to do so. The following are a few tips to give your home a new look on a dime.

Budget Bash: Throw Your Holiday Parties for Less

A holiday party is a fun way to bring people you care about together, whether it’s your friends and family or employees at your business. The problem is that by the time you pay for the space, the food, the drinks and any entertainment, you could be in for an expensive end-of-the-year bill. Fortunately, there are some easy ways to keep your holiday parties within a budget, no matter how many people you’re inviting and how much you can spend. Here are three tips to throw a holiday party on the cheap.

How Young Families Can Move Past the Living Paycheck-to-Paycheck Phase

When first starting out, many families get in over their heads, in their rush to buy a home and get established. This often results in a lack of savings for emergencies and living “paycheck to paycheck”.
When you live paycheck to paycheck, it can seem like you are struggling to get by. You may regularly wonder what would happen if you got severely sick or seriously injured. Financial concerns may keep you up at night, and you may not feel like you can afford to take a vacation or even a random day off when you feel run down. If you are tired of living this type of lifestyle, there are a few steps that you can take.