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Unexpected Expenses: 5 Tips to Handling a Serious Injury in the Family

There’s no good time for someone in your family to get injured. However, if it’s going to happen, it’s best to be prepared. Whether it’s a broken arm, a severe cut, or a spinal injury, you need to be ready. Here are five tips on handling a serious injury in the family.

Get Immediate Medical Attention

No matter what the circumstances, you need to see a doctor as soon as possible. Depending on the time of day, go to an emergency room or urgent treatment center. UTCs tend to be more affordable, but ERs are open longer and treat more serious injuries. You can’t afford to wait for an injury to get better on its own. Plus, the pain will likely be too excruciating. The first step is always getting the proper treatment.

Save on Recovery Supplies

Does an injury require crutches? If so, don’t feel like you need to spend an exorbitant amount on a new pair. Instead, you can often find them at thrift shops. Make sure that you are budgeting properly by creating an emergency fund to cover everything that you might need for your family member’s recovery.

Use Insurance

Hopefully, you’ll have some kind of medical insurance that will be able to cover at least part of the injury. File a claim immediately with your insurance provider. Let them know about what happened to the fullest extent possible. If there are any discrepancies, speak with a claims adjuster or other rep about why the claim is justified.

Hire a Personal Injury Attorney

It’s possible that the injury sustained will not be your family member’s fault. For instance, they might have been severely hurt in a car accident due to a reckless driver. Hire a personal injury attorney. Attorney Loughlin Fitzgerald P C says, “An injury from a truck accident, a dog bite or any injury caused by someone else’s negligence leaves the accident victim in pain and confusion. The other side may want to settle quickly, but the injured person does not yet know how serious the injury is or what kind of settlement they deserve… effective personal injury lawyers evaluate cases carefully, review medical records and all other evidence such as accident reports and witness accounts.”

Get Regular Check-Ups

You need to make sure an injury is properly treated and doesn’t come back. Even after the casts have come off and the doctor has said the bones or limbs are healed. Make sure that you schedule times to come back and make sure that the recovery has been smooth. If there is any lasting soreness, let the doctor know right away.

Hopefully this has given you a great idea of how to handle a serious injury in the family. You need to make sure that whoever was injured has the time and resources necessary to recover. By following these tips, you can help ensure the recovery process is as smooth as possible.

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