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4 Tips to Lower Your Homeowners Insurance Costs

Having adequate homeowner’s insurance is important because it will cover you if something happens to your home/belongings. Having appropriate coverage when you buy your home can give you peace of mind and protect your investment. For example, dog bite injuries are common and happen more often than you think. And as a homeowner you are […]

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Flood Coverage Isn’t Included in the Standard Homeowner’s Insurance: What Does This Mean for Your Family?

Flooding is a fact of life. To take advantage of natural sources of hydration and ready-made trade links, humanity has historically clustered near large, volatile bodies of water. During the past several thousand years, cities and towns have sprung up on barrier islands and around saltwater harbors, inland lakes and lazy river bends. Overall, this

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homeowners insurance contract

Five Important Things about Your Homeowners Insurance Contract

If you’re not sure exactly what’s covered by your homeowners insurance contract, you’re not alone. Even experienced insurance professionals admit that homeowners insurance policies are complex documents written mostly in legal jargon that’s incomprehensible to the average person. It’s important, however, that you have a good understanding of exactly what’s in your homeowners policy, because

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Christmas Insurance Claims Infographic

Insurance claims happen year round, but accidents during the Christmas holidays can be especially troublesome. With all those unusual activities, guests, extra food and gifts around, insurance claims can be significantly higher than normal. Plus, festive factors such as increased use of electricity & bad weather can increase the likelihood of everything from house fires

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The Effect of Renovation on Your Homeowner’s Insurance

Homeowner’s Insurance When you decide to renovate, you need to take into account how the renovation might affect your homeowner’s policy. Each situation is different, and you will want to review your individual policy to ensure that the changes will be covered. However, there are some common ways that homeowner policies and insurance plan might

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