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Unexpected Car Repairs

Ways to Finance an Unexpected Car Repair While Sticking to Your Budget

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Car repairs are one of the most common budget busters around. An unexpected fuel pump failure, worn-out brakes, or a punctured radiator can cost several hundred dollars to have repaired. Most budgets don’t have that much flexibility built-in, but there are ways to handle an unexpected car repair. Here are some ways to handle your car problems.

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Education Costs

4 Factors Inflating the Cost of Living and How to Combat Them

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While the cost of living has continued to rise, in many cases wages have not kept pace. This has many people living paycheck to paycheck, or worse, scrambling to find enough money to live independently at all. While you might try to negotiate with your employer for higher wages, knowing what factors are influencing your cost of living can make it easier to make your paycheck cover more ground. Here are four of the biggest factors that are raising your cost of living and ways that you can take them down a notch.

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Wedding Savings

Making it Down the Aisle: 4 Cost-Cutting Tips for Large Wedding Parties

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Whether you want a big or small wedding, not exceeding your budget can be a daunting task. However, it definitely isn’t impossible to be within your price range and still have a successful wedding. As long as you have a good strategy to approach for party planning, you will be able to walk down the aisle without worrying about breaking your bank.

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Budget Decorating

Biggest Budgeting Challenges when Decorating a Home

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Interior designing seems easy, but sometimes people seem to forget that there are many factors you need to take into consideration. For most of them, sticking to their intentions is the hardest part, and they quit renovating their home in the middle of the process. If you want to avoid this, you should pay attention to a few things and, as the result, you’ll end up with the best interior possible. Your major advantage will be knowing the obstacles you may expect and how to work through them. So, start making some plans and thinking about what kind of style will suit you the most.

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Are Your Water Bills “Eating You Alive”?

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According to CreditDonkey, “on average, Americans pay $104 per month for electricity” and “$70 a month for water.”  This amount is based on the average person using between 80 and 100 gallons of water per day. This of course only applies to households that are connected to a public water system. Those people who are fortunate enough to have their own well pay virtually nothing for water other than a few cents for the electricity to pump it out of the ground. However, paying half as much for water as you do for electricity seems a bit extreme. 

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Lower Cable and Internet Bills

4 Ways to Save Money on Internet Service

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Internet service is a must-have for the vast majority of households today. People rely on Internet access for all sorts of daily tasks. Parents pay their utility bills on the Internet. Children research homework assignments online. People take care of shopping needs through online retailers, too. If you want to save big on vital Internet service, however, there are numerous convenient approaches you can try.

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Party on a Budget

Budget Bash: Throw Your Holiday Parties for Less

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A holiday party is a fun way to bring people you care about together, whether it’s your friends and family or employees at your business. The problem is that by the time you pay for the space, the food, the drinks and any entertainment, you could be in for an expensive end-of-the-year bill. Fortunately, there are some easy ways to keep your holiday parties within a budget, no matter how many people you’re inviting and how much you can spend. Here are three tips to throw a holiday party on the cheap.

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Get past living Paycheck to paycheck

How Young Families Can Move Past the Living Paycheck-to-Paycheck Phase

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When first starting out, many families get in over their heads, in their rush to buy a home and get established. This often results in a lack of savings for emergencies and living “paycheck to paycheck”.
When you live paycheck to paycheck, it can seem like you are struggling to get by. You may regularly wonder what would happen if you got severely sick or seriously injured. Financial concerns may keep you up at night, and you may not feel like you can afford to take a vacation or even a random day off when you feel run down. If you are tired of living this type of lifestyle, there are a few steps that you can take.

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Save on Vacation

Frugal Living 101

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Family expenses can run high, and it may seem challenging at times to stay on budget. After all, there are often home repairs, car repairs, medical bills and more that seem to develop out of the blue. To better plan and budget for unexpected expenses and to continue to live successfully on a tight budget, you need to strategically keep your regular expenses as low as possible. These tips can help you to more successfully accomplish your financial goals.

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