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Personal Assets Deciding When to Sell or Keep

Should I Keep This Stuff?

Personal Assets: Deciding Whether to Sell Individuals place monetary and emotional value on personal assets such as houses, automobiles, technology, antiques, and collections. While some assets may increase in value as time passes, others may become obsolete or necessitate extensive maintenance and repairs. This article will investigate these aspects and offer advice regarding making educated […]

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Life Insurance vs Annuity

Should You invest in Life Insurance or an Annuity?

What is the difference between investing in a life insurance policy and investing in an annuity?

Which one should be preferred over the other for investment purposes?

Strictly speaking, a life insurance policy and an annuity are like mirror images of each other. A life insurance policy pays a lump sum at death… after a series of smaller payments while you are alive.

On the other hand, an annuity pays a series of payments for the rest of your life after payment of a lump sum at the beginning.

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Self Employed Mortgage

Mortgages for the Self-Employed

Historically self-employed borrowers have had difficulty qualifying for mortgages. Because Self-Employed workers or small business owners typically take advantage of tax code benefits, trying to qualify for a mortgage using tax returns can be very difficult. This type of loan enables self-employed individuals to purchase or refinance a home without having to provide tax returns, W2s, or other forms of documentation that are typically required when applying for a mortgage. Let’s take a closer look at some benefits of this type of loan.

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mortgage

What You Need to Know About Home Mortgages

Home mortgages are complex financial products, but unless you are independently wealthy they are also essential for people who want to buy a home. Whether you’re buying your first home or refinancing an existing mortgage, understanding the basics of how mortgages work can help you make the right choice. This article will discuss some of the key elements that all prospective borrowers should consider when shopping for a mortgage.

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Aerial View of City

How to Save Money When Moving Abroad

Whatever your motivation for relocating abroad, it is true that the process takes careful planning and research. But moving to another country is definitely worth the effort, don’t let that discourage you. There are many advantages to living abroad, including getting to know new people, immersing yourself in another culture, and depending on the country, possibly a lower cost of living. The US State Department estimates that about nine million Americans are living abroad.

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Investment Mortgage

5 Tips for Qualifying for an Investment Property Mortgage

If you’re looking to purchase an investment property, you’ll need to qualify for a mortgage. Investment property mortgages are different from traditional home loans. They can be easier or more difficult to qualify for, because they require entirely different types of proof in order to qualify. Here are five tips that will help you get approved for an investment property mortgage.

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New Baby

Financial Preparation for a New Baby

If you’re expecting your first baby, you’re embarking on the adventure of a lifetime. The birth itself is a life-changing event. You are no longer just responsible for yourself, but now you have a bundle of joy to care for as well. Regarding finances, pregnancy, and childbirth can be fraught with anxiety. From unexpected medical expenses and insurance snafus to normalizing credit card debt… there are plenty of ways things can go awry in your financial life as a new parent. Luckily, we’ve put together some helpful tips to keep your finances in check before your baby arrives.

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Ocean View

The Secret to Why Oceanfront Homes are a Great Investment

When it comes to real estate, there are a lot of different factors to consider when making an investment. Location is always one of the most important factors, and for a good reason. The location of a property can make or break its value. So, if you’re looking for a sound investment that will only appreciate in value over time, you can’t go wrong with an oceanfront home.

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Taking Out a home loan

What You Should Know Before Taking Out a Home Loan

Buying a home is one of the most important decisions you’ll ever make. It’s also one of the most expensive and complicated. Before taking out a home loan, there are several key things to keep in mind. Knowing these key factors can help potential homeowners protect their financial future while ensuring they get the best deal possible on their home loan.

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Managing Wealth in Your 30s

5 Strategies for Managing Wealth in Your 30s

In your 30s, it’s time to start thinking about the future and taking steps to ensure that you are financially secure. Whether you are just starting out or already have a sizable nest egg, now is the perfect time to make sure that you are taking advantage of all the opportunities available to help grow and protect your wealth. Here are five strategies to consider when managing your wealth in your 30s.

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