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Empty Nest Finances— Downsizing Tips to Increase Your Retirement Budget

Retirement / By

The right financial plan is an essential component for ensuring a comfortable and secure retirement. As you shift from a working income to a fixed income, finding ways to help minimize expenses can free up the funds needed to ensure a better quality of life during retirement. Here are just a few of the many options that may allow you to stretch your financial resources to cover your retirement expenses.

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Cabin in the mountains

Retiring to the Mountains: Enjoying Your Retirement

Retirement / By

Many people dream of a simpler life, they may even dream of a “cabin in the woods”.  Of course, many would hope that this “cabin” has all the amenities including cable and Wifi.  This can actually be a good way to downsize, cut expenses and still enjoy a comfortable retirement, if you can figure out how to accomplish it. If you’ve decided to retire to the mountains, there are things that you should still consider doing. Here are some of the best ways to live out your retirement in the mountains.

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A Retirement Checklist: What to Do in the Year before You Retire

Retirement / By

Planning your retirement could easily be one of the most joyous moments in one’s life – knowing you’re still vital enough to live for the next couple of decades and earning your freedom to do nothing all day long truly is amazing! However, retirement isn’t as simple as it may seem in the beginning and you need to think it through thoroughly before you embark on this journey. 

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Save Your Family Hundreds of Dollars, Choose the Right Funeral Home

Estate Planning / By

When a loved one has passed away, often the last thing you are thinking about is choosing a funeral home. Most people do not take the time to properly select a good funeral home, however, if you take the time to choose carefully, you can save hundreds, sometimes thousands of dollars on funeral costs. Along with saving money, you will also be able to find a funeral home that can meet all of your needs, leaving you and your family satisfied with the decision.

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When to Draw Social Security

5 Critical Things to Do Before You Retire

Retirement / By

As you get older and reach your golden years, there are several things you need to get in order before retirement. You likely met with a financial planner many years ago who advised you to begin saving and investing to build up a financial cushion to carry you through your later years. But there’s a difference between planning for retirement and making preparations for retirement. Now that retirement is just around the corner, it’s time to make some decisions and begin making changes to your lifestyle. Here are five things to do before taking the plunge into retirement.

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Why We Downsized Before Retirement

Money Management, Retirement / By

Recently I was reading an article on Trulia entitled, 8 Reasons Why You Should Buy A 1,000-Square-Foot House and it reminded me of many of the reasons why my wife Lisa and I decided to downsize even though we weren’t ready to retire yet. We were living in a 3,200 sq. ft. house on 3 acres in the countryside near Richmond, VA. The house was beautiful, we had spent years getting it just like we wanted it. We bought it when our two children were small and the house was only 1,200 sq. ft. Then we added an addition on that included a Master Suite, Living Room, Two Car Garage, and large home office. As the children grew we gradually added four raised bed gardens surrounded by a chicken run and chicken coop. We had every tool imaginable in our two garden sheds, and two double carports.

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