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Budgeting for Wants Not Just Needs

For many people, the idea of being on a budget is about as appealing as being on a strict diet. After-all who wants to cut out everything you enjoy? This not only sounds miserable it leads to unsuccessful budgeting for most people. The science of behavioral finance is gaining ground as a way of increasing financial well-being by creating a more reasonable approach to budgeting without the harsh cutbacks.

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The Three Different Kinds of Debt and How to Avoid Them

Being overwhelmed by finances is never good, but we all know the feeling. Creating a budget is a good place to start, but if you don’t know the truth about different kinds of debt it will be hard to know what you’re getting into. Before you get in debt, you should know what types there are and how to avoid them if possible.

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Personal Finance

Avoid Making Your Personal Finance Situation Worse

The cost of living is rising every year. Keeping on top of your family’s finances is difficult. Trying to balance your budget when funds are limited isn’t easy, so it’s important to make good decisions and avoid any decisions that will put yourself into a financial hole. If you’ve already gotten yourself and your family into a difficult financial

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Best Money Advice: 5 Everyday Items Which Are Worth Investing In, and 5 Which Aren’t

As Americans, we generally have way too much stuff. There are everyday items that we really do need, but these are few and far between. For the most part, our items range between stuff we could live without and stuff that is just complete and utter junk taking up space. If you’re trying to downsize

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Five ways to reducing monthly bills in the UK

Saving money on your monthly bills does not have to mean going without. Anyone taking a bit of time to review their arrangements could find themselves saving money without losing out. Here are five ways you can reduce your monthly bills without cutting back the services and lifestyle you currently enjoy. 1. Cut the paperwork

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Budgeting Shortcuts

Budgeting is an essential task for anyone who has a set income. Many feel that living on a budget is necessary, yet difficult to implement especially over an entire family with different schedules and needs . Tracking down all of your bills and working out a schedule to pay them can take hours. Then, every

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Top 5 Personal Money Management Software Programs

Our everyday money management activities can get a bit overwhelming as it takes time and concentration to manage and keep an up-to-date records on our finances. Personal money management software takes the hassle out of this task and makes it much easier to get it done. Our monetary activities include budgeting, monitoring credit cards, retirement

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How to have a fun and thrifty weekend with your family

In this precarious economy, savvy consumers curb their spending on all sorts of luxuries and nonessentials of life. Even simple tasks and activities taken for granted as low cost (grocery shopping, driving, etc.) must be put on a shoestring budget to preserve savings and make every dollar count. In keeping with the thrifty lifestyle that

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