Credit Card Ground Rules for Young Adults

Credit cards can be a useful tool in helping build a credit rating. You can help the young adult in your family to learn good money management skills and avoid racking up debt with their credit card by setting appropriate and responsible limits on the credit card. Here are a few helpful ground rules that […]

Managing Debt for a Better Tomorrow

By Tim McMahon, editor If you are one of the millions in debt, then you are no stranger to the harassing calls from creditors at all hours and the burdens related to being in debt. Some may say good credit doesn’t matter… but sooner or later a time will come when you will hit a […]

3 Simple Steps to Pay Off Your Loan or Credit Card

If, like many people, you have outstanding bank loans or credit card debt, you may worry about these bills, but there are ways in which you can alleviate this tension. In this article we are going to show you 3 simple steps which will help you to overcome the stress of paying back what you […]

What is a Credit Card Balance Fee?

Balance transfers are one of the most sophisticated ways of saving money on a credit card.  They do come with a number of catches that have to be borne in mind and these include balance transfer fees. A balance transfer offer is when it is possible to get a lower interest rate on the balance […]

Credit Cards

When to use a credit card.

Save 5% on Gas

Gas is high right now. Do you drive around looking to save a penny here or there? Imagine saving an automatic 15-30 cents off every gallon of gas at any station you pull in to! What if you had a special card that entitled you to pay 5-10% less than everyone else on gas?

The Secret to Visiting Exotic Locations Every Year… Free!

What if you could travel free? Would that take a bit of the sting out of the recession? Here’s a way to get a free trip every year… who says “there ain’t no free lunch”?