Creditworthiness

Your good credit follows you in much more than granting you amounts of money you can spend and pay back over time. It follows you into everything from renting an apartment to getting a job. It determines the interest rate you will pay on credit cards, financing and loans. It can even alter how much companies charge you for things such as insurance or cellular phone service. A low score can even result in you paying deposits for public utilities and other services or require larger down payments on loans. Here are five tips to manage your credit score.