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Reduce Debt or Save– What Should You Prioritize?

Saving for the future or paying off your debt. Both are lofty goals that most of us have tried., but when it comes to determining which is more important, the answer is rarely cut and dry. When confronted with student loan debt and credit card bills, sometimes it seems the best way to get out of debt is to just pay it off. The issue is interest rates. Generally, one’s interest rates are high while the other is relatively low, and if you’re not saving, you may run into trouble before you’re debt-free.

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Frugal Finances: 5 Ways to Save Money on Home Bills

Home expenses can creep up significantly, often without your realizing it’s happening. Price increases and the growing need for everyday services can eat into your income rapidly. But you can take control of your home expenses, if you carefully review how you are spending your money now, and make a few changes to live more frugally. Here are 5 ideas that can get you started on saving money:

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Tips for Staying on Budget While Keeping Resolutions

If you are looking to make big changes in your life so you can lose weight or simply live a healthier lifestyle, you might assume that you’ll have to spend quite a bit of money on your lifestyle change. Luckily, this doesn’t have to be the case. If you follow these simple tips, you can stay on budget while transitioning to a healthier lifestyle.

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