Archives for October 2013

How Much Does It Really Cost to Raise a Child?

If you knew the true cost of raising a child from birth to adulthood, would you do it? Or would you see it as a goal: to raise a healthy, loved child who shares your values without spending hundreds of thousands of dollars in the process? Let’s start by looking at the estimated price tag: […]

Don’t Drown in Your Own Debt!

Debt is something that happens to almost all of us. Between student loans, mortgage payments, car payments, etc, dealing with debt is something that we all have to figure out how to do. The key is to learn the skills necessary to avoid debt as much as possible. Learning how to use debt properly and […]

The Impact of the American Taxpayer Relief Act On Your Retirement Savings

The fiscal crisis of 08’ brought a number of changes in our personal finance. Most importantly, retirement savings became a focal point of discussion. The most important regulation enacted by Congress since the fiscal cliff was the American Taxpayer Relief Act of 2012 which was signed into law on January 2, 2013. The Act gives permanence to […]

How to Protect Your Finances in a Crisis

The economic climate is still precarious. Looking at Greece’s economic turmoil, and the Government Shutdown in the US, there is plenty to be wary about when it comes to hanging on to your money. Even as some economies begin to grow, there are many that are balancing between negative and positive growth. So how can […]

Garage Sale Warnings

If you have a house full of stuff that you no longer use and you want to unload some of it you might think that a garage sale is the best way to clear those unwanted items from the house. While it’s tempting to try to earn some extra cash while reducing clutter, you may […]

5 Factors That Influence Car Insurance Costs

Finding the perfect insurance rate doesn’t have to be intimidating. However, drivers should understand that there are five factors that have a huge impact on the cost of auto insurance. Often, in an attempt to lower their costs, many drivers choose to lower coverage which is fine as long as you never have an accident. […]

5 Shortcuts to Paying Bills in Record Time

No one likes the idea of having to spend hard earned money on paying a whole bunch of bills. Nonetheless, they must be paid and if you want to maintain a good credit rating you must do so on time every time. Paying bills and doing so on time can be done hassle free. You […]

Becoming a Landlord: Should You “Buy-To-Let”?

With interest rates remaining low, the idea of becoming a landlord with a low interest mortgage and high rental income has become an attractive option. After all, putting your money in property has generally been considered a relatively safe long term option. Although the 2008 real estate crisis caused some temporary concern for those wishing to sell…  landlords […]