Let It Snow! 5 Expensive Winter Problems to Avoid

Winter landscapes laden with snow are beautiful to view from the cozy warmth of your home, but snowy conditions can be the cause of expensive damage to your residence and property. Homeowners should always keep in mind that the water content in snow and ice is very heavy and can put additional stress on structures and trees. A few simple actions can help to minimize the risk of damage. Here are a few measures you can take to prevent damage from snow and ice that will help you avoid expensive repairs.

How Parents Can Help Their Teens Learn to Manage Money

Parenting a teenager is largely an exercise in transitioning your child into adulthood. This is not an overnight development, but rather an ongoing process. Unfortunately, the public school system today favors theoretical knowledge over practical skills.

Parent Problems: 4 Thrifty Ways to Prepare Yourself for Teenagers

It might seem like just yesterday you brought your newborn babies home from the hospital, but now, they’re teenagers. This is an exciting time to be a parent, but it’s also one that comes with its own share of anxieties and uncertainties, one of the biggest of which is, money. Parenting teenagers can be expensive and you need to know how best to deal with it. Here are four thrifty ways to prepare yourself for teenagers.

4 Factors That Determine Your Personal Injury Case’s Worth

When you’re hurt in a personal injury, it’s fair to want to know the value of your case. In some ways, valuing a personal injury case is a simple math problem. Other parts of valuing a claim are more complicated. Here are four factors that determine the value of your personal injury case:

On Top of Things: Financing Roof Repairs before the Winter Months

If your roof shows signs of damage or wear, now is the time to get if fixed. Once the snow and ice build up on your roof, every thaw means running water that can creep into the tiniest cracks and gaps. The water can also re-freeze and expand, making the cracks worse. Melt water soaks into the wood and can do structural damage. This makes roof repairs even more expensive. If you haven’t been able to follow our advice and put aside an emergency fund for situations like this, here are some funding options to consider.

Home Improvements that Will Pay for Themselves Over Time

When you have extra money to put toward your home, it’s important to choose improvements that earn back your investment either immediately,  over time or when you sell your house. Below are seven simple improvements can be done in a weekend or less, and all of them put the spent cash right back into your bank account.

5 Ways to Finally Break Free of Student Loans

Student loans left over after earning the degree can amount to a lot of debt, and you may be stuck paying it off for years. When you’re trying to organize your finances and eliminate debt, focus on paying student loans first.

Don’t Panic! 3 Stressful Fiscal Issues That Shouldn’t Blow Your Budget

While many major events can result in unexpected expenses and lost wages, these issues do not have to jeopardize your financial future.  Major life events can wreak havoc on your personal finances and that is why during ordinary times you should be building yourself a safety net. This net should ideally be six months to one year of living expenses. So if you typically average $3,000 per month in expenses (this includes rent/mortgage, food, gas, utilities, entertainment, everything) then you should have an emergency fund of at least $18,000! (6 x $3,000= $18,000) and preferably $36,000. If you don’t have at least the minimum you are at risk if one of the following events hits you.