Looking To Invest? Bonds To Consider

When you decide to invest money, it’s important to commit to doing the appropriate research that will protect your financial investment. When you think of saving you generally think of a bank. And when you think of investing generally you think of either stocks or bonds. Stocks are a form of ownership while bonds are a form of debt. So if you buy a stock you participate in the good fortune of a company but you also can participate in its losses. Bonds on the other hand are you loaning money to a company. You don’t participate in any appreciation you are simply paid interest for using your money. You also don’t have the risk of the company value decreasing. Even if a company goes bankrupt bondholders are ahead of stockholders in getting their money back. For this reason bonds normally have a lower yield than stocks, but also a lower risk.  There are several different types of bonds and bond funds. Typically the difference is based on the type of issuer but differences also come from how the bond is structured.

Hedge Your Nest Egg Against the Uncertainty of Inflation

It’s important to anticipate inflationary periods and take the necessary steps to protect both long term and short term family finances. Here is a list of some of the steps you can take:

1st Time Investor’s Guide Infographic

Investing may seem scary at first but it can be one of the easiest ways to build your net worth. The following infographic from Personal Capital outlines how you can start putting your money to work for you.

Six Investment Types Your Family Should be Making

Building a balanced investment portfolio may sound like a daunting task. But with the abundance of helps, resources, and learning tools available today, this essential task does not have to be stressful. In fact, learning about investing can be fun, especially as you make your first investments, watch your savings grow and your worries shrink! Here are the six basic investment types you and your family should add to your investment repertoire.

Money – How to Get It and Keep It

If you want serious money, you have to get serious about money. You need to understand these fundamentals and never forget them. Don’t let all the garbage reported in the financial media you read, see, or hear confuse you about what money really is. Don’t consume more than you make: save! Don’t spend: invest!

Rebalance Your Retirement Portfolio for Optimal Protection

Portfolio rebalancing can be a very effective strategy, particularly with money earmarked for retirement. No one can guarantee the market will come back quickly from a downturn. Retirement investors must protect their principal because they might not have time to recover from a 40-50% drop in their net worth.

Be a Good Boy Scout with Your Finances

A single bad market event can have catastrophic effects on your retirement funds so it is important to have safeguards in place to help reduce the possibility of waking up one morning and finding your nest eggs broken. The brokerage community insists that if you are just patient enough your portfolio will rebound but, what if it doesn’t? In today’s article Dennis Miller takes a look at some steps you can take to help protect your Life’s savings.

Reducing Investment Stress

Planning your finances and choosing investments can be stressful especially when markets are volatile. But it can be downright scary when like in 2008 they enter free-fall.  Many people have decided that the stress (and chance of loss) just  isn’t worth it and so they have chosen to stay out of the market altogether.  Unfortunately, […]