Tim McMahon, Editor of Your Family Finances

My grandfather lived through the Hyperinflation in Weimar, Germany--to say he was an original “gold bug” would be an understatement. I began reading his “hard money” newsletters at the age of 16 and the dividends from gold stocks helped put me through college. I began publishing the Financial Trend Forecaster paper newsletter in 1995 upon the death of James Moore editor of Your Window into the Future and the creator of the Moore Inflation Predictor©. FTF specializes in trends in the stock market, gold, inflation and bonds. In January of 2003, I began publishing InflationData.com to specialize in all forms of information about the nature of Inflation. In 2009, we added Elliott Wave University to help teach you the principles of Elliott Wave analysis. In January 2013, we began publishing OptioMoney. Connect with Tim on Google+.

Sprucing Up Your Yard On A Budget (Video)

No matter how big or how small your yard, you want it to look great. You might think that this isn’t possible on a limited budget, but there are many things you can do that don’t require a great deal of money. Consider the following ways t0 spruce up your yard when you’re on a budget.

Energy Finances 101: How to Decrease Your Bills By 10 Percent or More!

Next to your mortgage, energy costs are one of your major monthly expenses. The average U.S. household spends about $325 on heating and cooling a month, and that is less than half of your total energy bill… of course this amount varies drastically by location, size of home and individual lifestyle.

It is understandable that families want to cut some of these costs, especially when money is tight. The following are just a few tips to help your family reduce their household bills.

Upgrade Your Windows and Save

As much as 30% of your home’s energy energy loss can be due to older single pane windows. If they are drafty and leaky the loss can be even more. So replacing older windows is a project that can easily pay for itself. If you live in a place that requires both heating and cooling new windows can save you money year round. But replacing windows can offer other benefits as well.

Avoid the Car Debt Trap

Just because you are in the market for a car doesn’t mean that you have to drain your bank account, or worse yet, go into years of financial servitude… umm… I mean debt. There are many ways to buy the car that you need at a price that you can afford. Let’s look at a few ways that you can still maintain fiscal sanity while purchasing a vehicle.

Break Free, Reduce Stress and Upgrade Your Lifestyle

After spending years on a tight budget, struggling to make ends meet, you finally see a light at the end of the tunnel. With time and hard work, you’re able to move beyond worrying about paying the bills. In fact, you may be at a point in your life where you’re living a bit more comfortably.

Unfortunately, life is a giant paradox… throughout most of our lives we are in one of two situations either we have plenty of time but no money or we have enough money but no time. If you’ve conquered the money problem and are fighting the time problem, how would you like to improve your lifestyle and free up some time?

What You Need to Know About Non-Bank Lending

If you’re looking for a mortgage loan, you may think you have to go through a bank. You would be wrong! In fact, half of all home loans are through non-bank lending – also known as alternative lending. As the name implies, a non-bank lender is not a bank or credit union. It can be […]

Cut Your Food Budget and Save Big

?Feeding a family is a big expense. Typically an American family spends 14% of their budget on food. If you want to eat a nutritious diet or if you have food allergies or medical conditions, groceries will cost much more. Keeping these tips in mind can help you to save big money on your family’s food budget.

Cross Country: Tips For Your Next Move

Many people look forward to moving and relocating to a new city or state. For those who are moving cross country, it can be expensive to transport all of the items to a new location. When you want to save money and reduce your costs, there are a few important tips to follow.