Are Annuities for You? Plus 9 Buying Tips

9 Need-to-Know Tips for Buying Annuities… And Knowing When They’re Not For You You’re probably something of an expert in your own field—and that field probably isn’t insurance or annuities. How, then, can you work through the minefield of clauses, guarantees, and pages of small print? Here are nine ways to start. While you may […]

Should I Sell My Structured Settlement?

A structured settlement is a financial settlement paid out as an annuity rather than in a lump sum. It is often the result of a legal or insurance claim. In 1982 Congress created special tax rules to encourage the use of structured settlements to provide long-term financial security to seriously injured victims and their families. […]

Reasons People Aren’t Buying Annuities (And Why they Should)

Annuities are a way of investing your money so that you are guaranteed to receive a set income for the rest of your life. Many financial experts champion these financial products as a realistic portion of your retirement plan. However, many people who should be buying them aren’t opting to do so. Less than $200 billion of […]

Life Insurance and Annuities: The Secret is the Bottom Line

When we think of Annuities, we think of a stream of payments that begins after retirement and generally continues for “X” number of years this is called an “Annuity Certain” .  In a “Life Annuity” you pay a fixed amount up front and receive a series of payments for the rest of your life no matter how […]